Finance sector

Industry analysis

Housing Finance Company

Read from what its listed companies are showing. Valuations are compared within this industry.

Mixed

20 listed companies · ₹ 2,36,893 Cr. total market value
  • ●50% of companies grew sales by more than 8% from a year earlier; the typical company's profit rose 19%. 10% made a loss.
  • ▲3 credit rating upgrades and no downgrades in the last 90 days.
  • –12 good and 1 bad company announcements (read since 6 Oct 2026; not counted until there is a month of them).
  • ▼The typical share is down 11% in 3 months; 11% of shares trade above their 200-day average (their usual level).
  • –Typical P/E 12.9, 41% below these companies' usual level (cheaper than normal).

▲ / ▼ / ● are the signals the verdict counts: results, credit ratings, announcements and share prices. Lines marked – are shown but not counted.

In charts

Share prices over the last year

The typical Housing Finance Company share against the typical share on the market, both starting at 100. Now 71 vs 83.

Is growth speeding up or slowing down?

The typical company's sales and profit growth against the same quarter a year earlier.

Price against growth

Each dot is a company: further left is cheaper (lower P/E), higher up grew profit faster. Red dots passed the cheaper-than-peers screen. Companies beyond the chart's edges sit on the edge.

Cheaper than peers

Not a buy list. These shares trade at a P/E at least 30% below their industry's typical level and below their own usual level, and they also pass basic checks: profitable, sales and profit growing, low debt, no red flags, market value of ₹250 Cr or more. Cheap shares are often cheap for a reason; this is where to start reading, not where to stop.

Cheaper than peers
Details
Can Fin Homes
CANFINHOME
8.4 vs 12.935% cheaper+7.8% / +9.6%₹ 9,433.02 Cr.

Cheaper than peers across the whole market

Leaders and laggards

Good news

  1. PNB Housing FinanceStrong results
  2. Aadhar Housing FinanceCredit rating raised
  3. Sammaan CapitalCredit rating raised
  4. Bajaj Housing FinanceStrong results
  5. Piramal FinanceStrong results

Warning signs

  1. SRG Housing FinanceAction by a regulator

Companies

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Housing Finance Company companies
Signs (90 days)
Bajaj Housing Finance
BAJAJHFL
Housing Finance Company₹ 64,573.03 Cr.+18.3%+17.7%22.9−10%
Strong results
Piramal Finance
PIRAMALFIN
Housing Finance Company₹ 44,275.15 Cr.+27.4%+66.7%73.9−8.6%
Strong results
PNB Housing Finance
PNBHOUSING
Housing Finance Company₹ 28,949.24 Cr.+9.1%+4.1%12.6+7.4%
Strong results
LIC Housing Finance
LICHSGFIN
Housing Finance Company₹ 27,063.1 Cr.−1.4%+9.9%4.9−5%
Aadhar Housing Finance
AADHARHFC
Housing Finance Company₹ 19,211.51 Cr.+17.1%+19%16.4−10.7%
Credit rating raised
Sammaan Capital
SAMMAANCAP
Housing Finance Company₹ 13,357.75 Cr.−31.2%−27.2%12.9−24.2%
Credit rating raised
Home First Finance Company India
HOMEFIRST
Housing Finance Company₹ 10,542.81 Cr.+18.5%+34.5%17.1−9.8%
Strong results
Aptus Value Housing Finance India
APTUS
Housing Finance Company₹ 9,897.7 Cr.+15.4%+19.2%10.1−27.6%
Can Fin Homes
CANFINHOME
Housing Finance Company₹ 9,433.02 Cr.+7.8%+9.6%8.4−10.2%
Strong results
India Shelter Finance Corporation
INDIASHLTR
Housing Finance Company₹ 6,610.79 Cr.+19.7%+20.2%14−12.6%
Repco Home Finance
REPCOHOME
Housing Finance Company₹ 1,922.9 Cr.+6.4%+6.1%4−18.6%
GIC Housing Finance
GICHSGFIN
Housing Finance Company₹ 671.2 Cr.+0.8%+42.9%4.2−17.2%
SRG Housing Finance
SRGHFL
Housing Finance Company₹ 156.51 Cr.+26.6%+24.9%4.4−66.1%
Action by a regulator
Reliance Home Finance
RHFL
Housing Finance Company₹ 63.24 Cr.−100%Loss—−34.5%
IND Bank Housing
523465
Housing Finance Company₹ 48.04 Cr.——12.60%
India Home Loan
530979
Housing Finance Company₹ 42.79 Cr.−42.3%+500%295.6−0.1%
Star Housing Finance
539017
Housing Finance Company₹ 32.61 Cr.+7.4%−76%8−36.5%
Sahara Housingfina Corporation
511533
Housing Finance Company₹ 24.52 Cr.−5.1%−19%82.4−8.2%
Manraj Hsg.Fin.
530537
Housing Finance Company₹ 17 Cr.—Loss83.8—
AAVAS Financiers Ltd
AAVAS
Housing Finance Company—+12.9%+23%18.1−18.8%
Strong results

Figures are medians and shares of companies, so one giant company cannot outweigh the rest. Results compare each company's latest quarter with the same quarter a year earlier; ratings and announcements cover the last 90 days (announcements are read by AI and can be wrong). This page adds up published data; it is not a recommendation to buy or sell anything.