Sammaan Capital
- Market cap
- ₹ 13,358 Cr.
- P/E
- 12.9x
- P/B
- 0.72x
- 52-week range
- 111.42 – 192.95
- ROE
- −3%
- Dividend yield
- 0%
- Debt / equity
- 2.74
- Sector
- Finance
- Industry
- Housing Finance Company
- Listed on
- NSE, BSE
About
Sammaan Capital Limited is a mortgage-focused Non-Banking Financial Company (NBFC). The Company is primarily engaged in the business to provide finance and to undertake all lending and finance to any person or persons, co-operative society, companies, institutions, builders, developers, and others. It also provides loans to micro, small, and medium enterprises (MSMEs)/small businesses. Its product offerings include new home loan, home extension loan, rural home loan, home loan for NRIs, loan against property, home loan for renovation, home loan balance transfer, and all loans. Its subsidiaries include Sammaan Finserve Limited, Sammaan Collection Agency Limited, Sammaan Sales Limited, Sammaan Investmart Services Limited, Sammaan Advisory Services Limited, Sammaan Insurance Advisors Limited, Indiabulls Asset Holding Company Limited, Indiabulls Capital Services Limited, and Sammaan Asset Management Limited. The Company has approximately 200 branches nationwide.
Quick check
The five things to look at first. Open one for more.
Compared with its industry
Housing Finance Company: 20 companies →Sammaan Capital against the typical company in its industry. The rank is out of the companies that report each figure; green means the better quarter of the pack, red the worse quarter.
- Valuation (P/E)12.9 against a typical 12.9: in line than most peers (1st = cheapest).10th of 19
- Sales growth−31.2% against a typical +8.5% from a year earlier.16th of 18
- Profit growth−27.2% against a typical +19% from a year earlier.16th of 17
- Share price, 3 months−29.3% against a typical −12.3%.16th of 19
- Size₹ 13,357.8 Cr. market value against a typical ₹ 6,610.8 Cr. (1st = largest).6th of 19
Credit ratings
Every rating action on file, newest first, including reaffirmations. Open a row for the agency's reasoning. All credit rating updates
Look closer
Rated AAA to AA+ by 3 agencies- ICRA lowered its rating on 20 May 2026.
- Brickwork raised its rating on 25 Aug 2026. ICRA may follow.
| Agency | Current rating | Outlook | As of |
|---|---|---|---|
| CARE | Withdrawn | Stable | 13 Oct 2026 |
| CRISIL | Crisil AA+ | Stable | 28 Sep 2026 |
| Brickwork | BWR AAA | Stable | 25 Aug 2026 |
| ICRA | [ICRA]AA+ | Stable | 20 May 2026 |
| Rating | Details | |||||
|---|---|---|---|---|---|---|
| 13 Oct 2026 | Withdrawn | was CARE AA+ | — | CARE | — | |
| 28 Sep 2026 | Reaffirmed | Crisil AA+ | — | CRISIL | ₹ 87,275.5 Cr. | |
| 25 Aug 2026 | ▲ Upgrade1 notch | BWR AA+ → BWR AAA | — | Brickwork | ₹ 3,124.43 Cr. | |
| 28 Jul 2026 | Reaffirmed | Crisil AA+ | — | CRISIL | ₹ 87,275.5 Cr. | |
| 6 Jul 2026 | Reaffirmed | Crisil AA+ | — | CRISIL | ₹ 87,265.94 Cr. |
Research by Minerva Capital Research Solutions
Our research team's work on Sammaan CapitalAlso covered in
Board meetings
Results dates and other board meetings. Full calendar
| Details | ||
|---|---|---|
| 7 Sep 2026 | Fund Raising | To consider Fund Raising |
| 13 Aug 2026 | Financial Results | Pursuant to the provisions of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended, we wish to inform you that a meeting of the Board of Directors of the Company will be held on Thursday, August 13, 2026, inter-alia, to consider and approve the Unaudited Standalone and Consolidated Financial Results of the Company for the quarter ended June 30, 2026.For details refer attach PDF. |
| 20 May 2026 | Financial Results/Fund Raising | To consider and approve the financial results for the period ended March 31, 2026 and Fund Raising |
| 4 Feb 2026 | Financial Results | To consider and approve the financial results for the period ended December 31, 2025 |
| 31 Oct 2025 | Financial Results | To consider and approve the financial results for the period ended September 30, 2025 |
| 2 Oct 2025 | Fund Raising | To consider Fund Raising |
Financials
Consolidated figures in ₹ crore.
| ₹ Cr. | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 2,227 | 2,143 | 2,205 | 2,207 | 2,422 | 2,017 | 2,107 | 2,400 | 2,251 | 2,158 | 1,358 | 1,652 |
| Interest | 1,350 | 1,312 | 1,291 | 1,309 | 1,238 | 1,194 | 1,050 | 1,196 | 1,286 | 1,458 | 1,679 | 1,335 |
| Expenses | 448 | 478 | 511 | 471 | 4,852 | 389 | 603 | 724 | 528 | 260 | 3,255 | 1 |
| Financing Profit | 429 | 353 | 402 | 426 | −3,668 | 434 | 455 | 480 | 436 | 440 | −3,576 | 315 |
| Financing Margin % | 19% | 16% | 18% | 19% | −151% | 22% | 22% | 20% | 19% | 20% | −263% | 19% |
| Other Income | 15 | 69 | 50 | 30 | 3 | 3 | 25 | 9 | 10 | 0 | −6,496 | 31 |
| Depreciation | 23 | 23 | 21 | 19 | 20 | 20 | 25 | 21 | 21 | 21 | 25 | 20 |
| Profit before tax | 422 | 399 | 431 | 437 | −3,685 | 417 | 455 | 468 | 425 | 419 | −10,097 | 326 |
| Tax % | 29% | 24% | 26% | 25% | −25% | 28% | 29% | 29% | 27% | 25% | −20% | 25% |
| Net Profit | 298 | 303 | 319 | 327 | −2,761 | 302 | 324 | 334 | 308 | 314 | −8,101 | 243 |
| EPS in Rs | 4.14 | 4.1 | 4.32 | 4.42 | −38.12 | 4.08 | 3.91 | 4.04 | 3.72 | 3.79 | −69.92 | 2.09 |
| Gross NPA % | 2.9% | 2.9% | 2.7% | 2.7% | 2.4% | — | 1.3% | 1.5% | 1.4% | — | — | — |
| Net NPA % | 1.7% | 1.7% | 1.5% | 1.5% | 1.4% | — | 0.8% | 0.8% | 0.8% | — | — | 0.2% |
Growth and returns
Compounded yearly rates over each period.
- 10 Years
- −1%
- 5 Years
- −4%
- 3 Years
- −2%
- TTM
- −17%
- 10 Years
- —
- 5 Years
- —
- 3 Years
- —
- TTM
- 59%
- 10 Years
- −14%
- 5 Years
- −6%
- 3 Years
- 4%
- TTM
- —
- 10 Years
- 9%
- 5 Years
- 1%
- 3 Years
- −2%
- TTM
- —
P/E and EPS over time
Daily P/E and trailing 12-month EPS. EPS updates with each result.
Peers
Listed companies in the same business.
| Sammaan Capital | ₹ 115.70 | ₹ 13,358 Cr. | 12.9x | 0.7x | −3% | — |
| Bajaj Finance | ₹ 927.00 | ₹ 5,77,146 Cr. | 24.5x | 5.6x | 0% | 0% |
| Shriram Finance | ₹ 867.00 | ₹ 2,04,004 Cr. | 13.8x | 2.9x | 0% | 0% |
| Tata Capital | ₹ 307.05 | ₹ 1,30,358 Cr. | 30.6x | 3.3x | 0% | 0% |
| Jio Financial Services | ₹ 205.00 | ₹ 1,35,364 Cr. | 90x | 1.1x | 0% | 0% |
| Power Finance Corporation | ₹ 316.00 | ₹ 1,04,283 Cr. | 4.7x | 0.9x | 0% | 0% |
Management
- Gagan Banga
- Vice Chairman of the Board, Chief Executive Officer, Managing Director
- Himanshu Mody
- Deputy Chief Executive Officer
- Mukesh Kumar Garg
- Chief Financial Officer
- Rajiv Gandhi
- Managing Director and Chief Executive Officer of Sammaan Finserve
- Sachin Chaudhary
- Chief Operating Officer, Whole Time Director
- Niharika Bhardwaj
- Chief People Officer and Administration
- Dharmvir Kumar Singh
- Chief Technology Officer
- Amit Kumar Jain
- Company Secretary and Compliance Officer
Prices are delayed and for information only. Nothing on this page is investment advice.