Tata Capital

Quick check

The five things to look at first. Open one for more.

• DebtHighest safetyRated AAA by 2 agencies.
• ResultsGrowingIn the Jun 2026 quarter, sales rose 15% and profit rose 56% from a year earlier.
• DilutionNo new sharesNo new shares issued in the last year, so existing shareholders' slices were not cut.
• PromotersSteadyThe promoters (founders or parent) own 85% of the company, about the same as in Dec 2025.
• ValuationCheap vs its pastThe share trades at 21.9 times its yearly earnings (P/E), cheaper than 100% of the time in the last 1 years. Its usual P/E is about 31.

Tata Capital against the typical company in its industry. The rank is out of the companies that report each figure; green means the better quarter of the pack, red the worse quarter.

• Valuation (P/E)21.9 against a typical 22.5: cheaper than most peers (1st = cheapest).139th of 284
• Sales growth+15.1% against a typical +18.3% from a year earlier.143rd of 259
• Profit growth+56.4% against a typical +20.2% from a year earlier.72nd of 214
• Share price, 3 months−9.9% against a typical −3.6%.175th of 257
• Size₹ 1,30,357.7 Cr. market value against a typical ₹ 43 Cr. (1st = largest).3rd of 269

Exchange filings and their impact on the company.

• 27 Oct 2026Press ReleaseHigh impactVery positivePrice +3% on 28 Oct
  Q2 PAT jumped 51% to Rs 1,660 cr as AUM crossed Rs 3 trillion, up 26% YoY.

  Tata Capital reported Q2FY27 consolidated PAT of Rs 1,660 crore, up 51% from Rs 1,097 crore a year ago, with net total income up 24% to Rs 4,676 crore. AUM grew 26% to Rs 3,08,030 crore, crossing the Rs 3 trillion loan-book milestone, while cost-to-income improved to 35.3% and credit cost fell to 0.9%. Asset quality stayed stable with gross Stage-3 at 1.9% and net Stage-3 at 0.8%, and annualized ROE rose to 14.0%.

  Full analysisFiling
• 27 Oct 2026Outcome of Board MeetingHigh impactVery positivePrice +3% on 28 Oct
  Q2 profit surged ~50-70% YoY on strong loan growth and lower credit costs, with extra USD 1bn MTN headroom to fund growth.

  Tata Capital reported strong Q2 FY27 results with consolidated revenue up about 21% to Rs 9,342 crore and profit up about 51% to Rs 1,660 crore, while standalone profit jumped 73% to Rs 1,143 crore. Asset quality improved with gross NPAs down to 2.40% from 2.89% a year ago and the loan book grew over 11% in six months to Rs 2.98 lakh crore. The board also raised its medium-term note programme limit from USD 2 billion to USD 3 billion to raise foreign-currency debt for future lending growth.

  Full analysisFiling

Results dates and other board meetings. Full calendar

Compounded yearly rates over each period.

Listed companies in the same business.

Rajiv Sabharwal

Chief Executive Officer, Managing Director, Executive Director

Rakesh Bhatia

Chief Financial Officer

Sarita Ganesh Kamath

Chief Legal and Compliance Officer, Company Secretary