Bajaj Housing Finance

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• DebtHighest safetyRated AAA by India Ratings.
• ResultsGrowingIn the Sep 2026 quarter, sales rose 18% and profit rose 18% from a year earlier.
• DilutionNo new sharesNo new shares issued in the last year, so existing shareholders' slices were not cut.
• PromotersPromoters sellingThe promoters (founders or parent) own 87%, down from 89% in Sep 2025.
• ValuationCheap vs its pastThe share trades at 22.9 times its yearly earnings (P/E), cheaper than 100% of the time in the last 2 years. Its usual P/E is about 41.

Bajaj Housing Finance against the typical company in its industry. The rank is out of the companies that report each figure; green means the better quarter of the pack, red the worse quarter.

• Valuation (P/E)22.9 against a typical 12.9: pricier than most peers (1st = cheapest).15th of 19
• Sales growth+18.3% against a typical +8.5% from a year earlier.5th of 18
• Profit growth+17.7% against a typical +19% from a year earlier.10th of 17
• Share price, 3 months−11% against a typical −12.3%.8th of 19
• Size₹ 64,573 Cr. market value against a typical ₹ 6,610.8 Cr. (1st = largest).1st of 19

Exchange filings and their impact on the company.

• 24 Oct 2026Analysts/Institutional Investor Meet/Con. Call UpdatesMedium impactPositivePrice +1.5% on 26 Oct
  25% AUM and disbursement growth with stable asset quality keeps 21-23% growth and 2.2% ROA on track despite margin pressure.

  Bajaj Housing Finance reported Q2 FY27 AUM of Rs 1.58 lakh crore, up 25% year-on-year, with disbursements of Rs 19,900 crore also up 25% and net profit of Rs 757 crore up 18%. Asset quality stayed stable with gross NPA at 29 bps and net NPA at 12 bps, while NIM was 3.7% and cost of funds fell 17 bps to 7%. Management kept full-year AUM growth guidance at 21-23% and flagged near-term pressure from the recent repo hike and proposed insurance commission norms, to be offset by scaling Sambhav affordable loans to 20% of home loan mix by year-end.

  Full analysisFiling
• 23 Oct 2026ResignationLow impactNeutralPrice +1.5% on 26 Oct
  CFO Gaurav Kalani resigns for personal reasons with no financial impact disclosed.

  Bajaj Housing Finance said Chief Financial Officer Gaurav Kalani has resigned due to personal reasons and to pursue growth opportunities outside the organization. He will cease to be Key Managerial Personnel and part of senior management from close of business hours on the date of cessation. No successor or financial impact was disclosed in the filing.

  Full analysisFiling
• 16 Oct 2026Outcome of Board MeetingHigh impactPositivePrice −0.8% on 19 Oct
  Strong Q2 with 25% AUM growth and 18% profit growth keeps Bajaj Housing on a high-growth path.

  Bajaj Housing Finance reported Q2 FY27 results with disbursements up 25% to Rs 19,935 crore and AUM crossing Rs 1.58 lakh crore, up 25% year-on-year. Net profit rose 18% to Rs 757 crore and net interest income rose 10% to Rs 1,055 crore, with gross NPA stable at 0.29% and capital adequacy at 21.24%. The strong loan growth across home loans, lease rental discounting and developer finance supports continued earnings momentum.

  Full analysisFiling
• 7 Oct 2026Allotment of SecuritiesLow impactNeutralPrice +2.1% that day
  Allotted Rs 2,439 cr of NCDs to fund loan-book growth with no equity dilution.

  Bajaj Housing Finance allotted 250,000 secured redeemable NCDs of Rs 1 lakh face value, aggregating to Rs 2,439.29 crore including discount and accrued interest, on a private placement basis on 7 October 2026. This is routine debt funding for the housing lender to support its loan book. The size is small at about 2.4% of existing borrowings, so the 12-month impact is a modest rise in debt and interest income with no equity dilution.

  Full analysisFiling

Results dates and other board meetings. Full calendar

Compounded yearly rates over each period.