Reliance Home Finance
- Market cap
- ₹ 63 Cr.
- P/E
- 0x
- 52-week range
- 1.11 – 3.85
- ROCE
- −432%
- Dividend yield
- 0%
- Sector
- Finance
- Industry
- Housing Finance Company
- Listed on
- NSE, BSE
About
Reliance Home Finance Limited is an India-based home finance company. The Company is principally engaged in the housing finance business in India. The Company provides a range of loans and services, such as affordable housing (AH), housing loan (HL), high value home loan, loan against property (LAP), construction finance (CF), property services and property valuation services. It also offers Digital Lending Platform (DLP) that caters to new age populations.
Quick check
The five things to look at first. Open one for more.
Compared with its industry
Housing Finance Company: 20 companies →Reliance Home Finance against the typical company in its industry. The rank is out of the companies that report each figure; green means the better quarter of the pack, red the worse quarter.
- Sales growth−100% against a typical +8.5% from a year earlier.18th of 18
- Share price, 3 months−37.3% against a typical −13.3%.17th of 19
- Size₹ 63.2 Cr. market value against a typical ₹ 6,610.8 Cr. (1st = largest).14th of 19
Credit ratings
Every rating action on file, newest first, including reaffirmations. Open a row for the agency's reasoning. All credit rating updates
Look closer
Rated D by Brickwork- No warnings from the agency.
| Agency | Current rating | Outlook | As of |
|---|---|---|---|
| Brickwork | BWR D | — | 26 Oct 2026 |
| CARE | Withdrawn | — | 1 Jun 2026 |
| Rating | Details | |||||
|---|---|---|---|---|---|---|
| 26 Oct 2026 | Reaffirmed | BWR D | — | Brickwork | ₹ 6,713.48 Cr. | |
| 1 Jun 2026 | Withdrawn | — | — | CARE | — | |
| 16 Feb 2026 | Reaffirmed | CARE D | — | CARE | ₹ 12,233.36 Cr. | |
| 28 Oct 2025 | Reaffirmed | BWR D | — | Brickwork | ₹ 6,713.48 Cr. |
Board meetings
Results dates and other board meetings. Full calendar
| Details | ||
|---|---|---|
| 22 May 2025 | Financial Results | To consider and approve the financial results for the period ended March 31, 2025 |
| 11 Feb 2025 | Financial Results | To consider and approve the financial results for the period ended December 31, 2024 |
| 8 Jan 2025 | Financial Results | To consider and approve the financial results for the period ended September 30, 2024 |
| 5 Aug 2024 | Financial Results/Other business matters | To consider and approve the unaudited financial results for the period ended Jun 30, 2024 and other business matters |
| 30 May 2024 | Financial Results/Other business matters | To consider and approve the financial results for the quarter and year ended March 31, 2024 and other business matters |
| 9 Jan 2024 | Financial Results/Other business matters | To consider and approve the financial results for the quarter and nine-months ended December 31, 2023 and other business matters. |
Financials
Standalone figures in ₹ crore.
| ₹ Cr. | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 94 | 72 | 141 | 76 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Expenses | 45 | 45 | 16 | −9,060 | −6 | 1 | 3 | 5 | 0 | 0 | 2 | 1 |
| Operating Profit | 49 | 27 | 125 | 9,135 | 6 | −1 | −3 | −5 | −0 | −0 | −2 | −1 |
| OPM % | 52.2% | 37.9% | 88.5% | 12,099.5% | 5,141.7% | −412.5% | −1,600% | −2,944.4% | −55.6% | −1,900% | −11,050% | — |
| Other Income | 0 | 6 | −0 | −274 | 0 | 0 | 0 | 0 | 0 | 28 | 0 | 0 |
| Interest | 252 | 272 | 267 | −759 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 0 |
| Depreciation | 1 | 0 | 21 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | −203 | −239 | −163 | 9,620 | 6 | −1 | −3 | −7 | −0 | 27 | −2 | −1 |
| Tax % | −31.2% | −31.2% | 52.5% | 37.9% | 0% | 0% | 0% | 0% | 0% | 0% | −3.5% | 0% |
| Net Profit | −140 | −165 | −249 | 5,972 | 6 | −1 | −3 | −7 | −0 | 27 | −2 | −1 |
| EPS in Rs | −2.88 | −3.39 | −5.14 | 123.13 | 0.13 | −0.01 | −0.05 | −0.14 | −0.01 | 0.56 | −0.04 | −0.01 |
Growth and returns
Compounded yearly rates over each period.
- 10 Years
- −54%
- 5 Years
- −83%
- 3 Years
- −91%
- TTM
- −65%
- 10 Years
- —
- 5 Years
- 15%
- 3 Years
- 26%
- TTM
- −7%
- 10 Years
- —
- 5 Years
- −18%
- 3 Years
- −5%
- TTM
- —
- 10 Years
- —
- 5 Years
- —
- 3 Years
- —
- TTM
- —
P/E and EPS over time
Daily P/E and trailing 12-month EPS. EPS updates with each result.
Peers
Listed companies in the same business.
| Reliance Home Finance | ₹ 1.21 | ₹ 63 Cr. | 0x | — | — | — |
| Bajaj Finance | ₹ 927.00 | ₹ 5,77,146 Cr. | 25x | 5.8x | 18.1% | 23.7% |
| Shriram Finance | ₹ 867.00 | ₹ 2,04,004 Cr. | 13.9x | 3x | 16.4% | 20.9% |
| Jio Financial Services | ₹ 205.00 | ₹ 1,35,364 Cr. | 95.5x | 1.2x | — | 49.8% |
| Tata Capital | ₹ 307.05 | ₹ 1,30,358 Cr. | 20.5x | 3.3x | 12.3% | 16% |
| Power Finance Corporation | ₹ 316.00 | ₹ 1,04,283 Cr. | 5.4x | 1x | 20.7% | 29.1% |
Prices are delayed and for information only. Nothing on this page is investment advice.