Star Housing Finance
- Market cap
- ₹ 33 Cr.
- P/E
- 8x
- P/B
- 0.27x
- 52-week range
- 3.67 – 16.88
- ROE
- 8%
- Dividend yield
- 2%
- Debt / equity
- 2.81
- Sector
- Finance
- Industry
- Housing Finance Company
- Listed on
- BSE
About
Star Housing Finance Limited is an India-based rural focused housing finance company. The Company provides long term housing finance assistance to economically weaker section/low-income group (EWS/LIG) families towards purchase/construction of low-cost housing units (affordable housing) in its operational geographies. It provides loans for purchase/construction/repairs and renovation of residential houses/flats/colonies, and all other activities of the Company revolve around the main business of financing against properties. Its product categories include regular housing loan and rural housing loan. Its regular housing loans include new purchase/resale, construction loans, composite loans, and improvement/extension loans. Its rural housing loans include Nayi Manzil Griha Loan, Pakka Ghar Loan, Vikas Griha Loan, Nayi Peedhi Griha Loan and Sulabh Swachhta. It has a presence across states of Maharashtra, Madhya Pradesh, Gujarat, Rajasthan, national capital region (NCR) and Tamil Nadu.
Quick check
The five things to look at first. Open one for more.
Compared with its industry
Housing Finance Company: 20 companies →Star Housing Finance against the typical company in its industry. The rank is out of the companies that report each figure; green means the better quarter of the pack, red the worse quarter.
- Valuation (P/E)8 against a typical 12.9: cheaper than most peers (1st = cheapest).5th of 19
- Sales growth+7.4% against a typical +8.5% from a year earlier.11th of 18
- Profit growth−76% against a typical +19% from a year earlier.17th of 17
- Share price, 3 months−36.5% against a typical −10.7%.18th of 19
- Size₹ 32.6 Cr. market value against a typical ₹ 6,610.8 Cr. (1st = largest).17th of 19
Financials
Standalone figures in ₹ crore.
| ₹ Cr. | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 12 | 12 | 14 | 16 | 16 | 19 | 22 | 24 | 28 | 22 | 25 | 26 |
| Interest | 4 | 5 | 7 | 8 | 8 | 10 | 11 | 12 | 13 | 13 | 14 | 14 |
| Expenses | 6 | 5 | 5 | 5 | 7 | 7 | 7 | 9 | 11 | 7 | 9 | 11 |
| Financing Profit | 1 | 2 | 2 | 3 | 1 | 2 | 3 | 3 | 4 | 2 | 3 | 1 |
| Financing Margin % | 9.1% | 18.1% | 17.3% | 19.9% | 8% | 10.7% | 15.5% | 13.5% | 14.2% | 9.1% | 10.8% | 4.6% |
| Other Income | 1 | 0 | 0 | 0 | 3 | 2 | 1 | −1 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 2 | 2 | 2 | 3 | 4 | 4 | 4 | 3 | 4 | 2 | 2 | 1 |
| Tax % | −40.9% | 25% | 6.3% | 17.9% | 33.5% | 22.6% | 22.3% | 18.7% | 22.2% | 21.5% | 22.5% | 36.8% |
| Net Profit | 3 | 2 | 2 | 3 | 3 | 3 | 3 | 2 | 3 | 1 | 2 | 0 |
| EPS in Rs | 0.19 | 0.11 | 0.15 | 0.18 | 0.2 | 0.22 | 0.22 | 0.15 | 0.21 | 0.1 | 0.13 | 0.03 |
| Gross NPA % | 1.7% | 1.6% | 1.5% | 1.6% | 1.5% | 1.6% | 1.6% | 1.7% | 1.8% | 1.7% | 1.7% | 1.8% |
| Net NPA % | 1.3% | 1.1% | 1.1% | 1.2% | 1% | 1.1% | 1.1% | 1.3% | 1.4% | 1.1% | 1.2% | 1.5% |
Growth and returns
Compounded yearly rates over each period.
- 10 Years
- 47%
- 5 Years
- 42%
- 3 Years
- 70%
- TTM
- 24%
- 10 Years
- 32%
- 5 Years
- 17%
- 3 Years
- 161%
- TTM
- −39%
- 10 Years
- 0%
- 5 Years
- −29%
- 3 Years
- −56%
- TTM
- —
- 10 Years
- 8%
- 5 Years
- 6%
- 3 Years
- 8%
- TTM
- —
P/E and EPS over time
Daily P/E and trailing 12-month EPS. EPS updates with each result.
Peers
Listed companies in the same business.
| Star Housing Finance | ₹ 3.85 | ₹ 33 Cr. | 8x | 0.3x | 8% | — |
| Bajaj Finance | ₹ 927.00 | ₹ 5,77,146 Cr. | 25x | 5.8x | 18.1% | 23.7% |
| Shriram Finance | ₹ 867.00 | ₹ 2,04,004 Cr. | 13.9x | 3x | 16.4% | 20.9% |
| Jio Financial Services | ₹ 205.00 | ₹ 1,35,364 Cr. | 95.5x | 1.2x | — | 49.8% |
| Tata Capital | ₹ 307.05 | ₹ 1,30,358 Cr. | 20.5x | 3.3x | 12.3% | 16% |
| Power Finance Corporation | ₹ 316.00 | ₹ 1,04,283 Cr. | 5.4x | 1x | 20.7% | 29.1% |
Management
- Anoop Saxena
- Chief Operating Officer
- Nachiketa Purohit
- Compliance Officer, Company Secretary
- Ajit Kumar Sathpathy
- Chief Risk Officer
- Nirmal Kumar Jain
- Executive Director
- Ashish Kothari
- Credit Manager
Prices are delayed and for information only. Nothing on this page is investment advice.