LIC Housing Finance
NSE: LICHSGFINBSE: 500253
₹ 510.15▲ 0.15 (+0.03%)28 Oct, 03:28 pm IST
- Market cap
- ₹ 27,063 Cr.
- P/E
- 4.7x
- P/B
- 0.67x
- 52-week range
- 458.9 – 598.2
- ROE
- 14%
- Dividend yield
- 2%
- Debt / equity
- 6.43
- Sector
- Finance
- Industry
- Housing Finance Company
- Listed on
- NSE, BSE
Quick check
The five things to look at first. Open one for more.
Compared with its industry
Housing Finance Company: 20 companies →LIC Housing Finance against the typical company in its industry. The rank is out of the companies that report each figure; green means the better quarter of the pack, red the worse quarter.
- Valuation (P/E)4.7 against a typical 12.9: cheaper than most peers (1st = cheapest).4th of 19
- Sales growth−1.4% against a typical +8.5% from a year earlier.14th of 18
- Profit growth+9.9% against a typical +19% from a year earlier.11th of 17
- Share price, 3 months−7.9% against a typical −12.3%.5th of 19
- Size₹ 27,063.1 Cr. market value against a typical ₹ 6,610.8 Cr. (1st = largest).4th of 19
Credit ratings
Every rating action on file, newest first, including reaffirmations. Open a row for the agency's reasoning. All credit rating updates
Highest safety
Rated AAA by 2 agenciesAAA
DefaultRiskyModerateSafeVery safe
- All agencies agree and none has raised a warning.
| Agency | Current rating | Outlook | As of |
|---|---|---|---|
| CRISIL | Crisil AAA | Stable | 30 Sep 2026 |
| CARE | CARE AAA (SO) | — | 4 May 2026 |
| ICRA | — | — | 3 Nov 2025 |
| Rating | Details | |||||
|---|---|---|---|---|---|---|
| 30 Sep 2026 | Reaffirmed | Crisil AAA | — | CRISIL | ₹ 3,96,058.68 Cr. | |
| 30 Jun 2026 | Reaffirmed | Crisil AAA | — | CRISIL | ₹ 3,96,058.68 Cr. | |
| 4 May 2026 | Reaffirmed | CARE AAA → CARE AAA (SO) | — | CARE | ₹ 886.35 Cr. | |
| 13 Mar 2026 | Withdrawn | was Crisil AAA | — | CRISIL | ₹ 4,09,698.58 Cr. | |
| 6 Jan 2026 | Reaffirmed | CARE AAA | — | CARE | ₹ 1,48,554.9 Cr. |
Research by Minerva Capital Research Solutions
Our research team's work on LIC Housing FinanceAlso covered in
Sector note · 16 Aug 2025 · Free
Board meetings
Results dates and other board meetings. Full calendar
| Details | ||
|---|---|---|
| 30 Oct 2026Upcoming | Financial Results | To consider and approve the financial results for the period ended September 30, 2026 |
| 30 Jul 2026 | Financial Results | To consider and approve the financial results for the period ended Jun 30, 2026 |
| 6 Jul 2026 | Other business matters | To consider other business matters-Determination of the date of 37th Annual General Meeting along with the Record date for the purpose of determining the eligibility of the members for the dividend payment subject to approval of members |
| 13 May 2026 | Financial Results/Dividend/Other business matters | To consider and approve 1) the Audited Financial Results for the Fourth Quarter and year ended 31st March, 2026 2) Recommendation of Dividend for the F.Y. 2025-2026, if any. 3) other business matters |
| 25 Mar 2026 | Fund Raising/Other business matters | To consider Fund Raising and other business matters |
| 30 Jan 2026 | Financial Results/Other business matters | To consider and approve the financial results for the period ended December 31, 2025 and other business matters |
| 29 Oct 2025 | Financial Results/Other business matters | To consider and approve the financial results for the period ended September 30, 2025 and other business matters |
Financials
Consolidated figures in ₹ crore.
| ₹ Cr. | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 6,765 | 6,804 | 6,948 | 6,797 | 6,938 | 7,070 | 7,303 | 7,186 | 7,179 | 7,206 | 7,094 | 7,083 |
| Interest | 4,600 | 4,646 | 4,649 | 4,749 | 4,879 | 4,950 | 4,951 | 5,047 | 4,994 | 4,942 | 4,786 | 4,946 |
| Expenses | 670 | 686 | 800 | 392 | 372 | 297 | 546 | 410 | 450 | 474 | 346 | 210 |
| Financing Profit | 1,496 | 1,473 | 1,500 | 1,656 | 1,687 | 1,823 | 1,806 | 1,729 | 1,735 | 1,790 | 1,962 | 1,926 |
| Financing Margin % | 22% | 22% | 22% | 24% | 24% | 26% | 25% | 24% | 24% | 25% | 28% | 27% |
| Other Income | 0 | 0 | 0 | 2 | 2 | 1 | 0 | 0 | 1 | 6 | 2 | 5 |
| Depreciation | 13 | 18 | 18 | 22 | 24 | 25 | 26 | 25 | 32 | 34 | 31 | 30 |
| Profit before tax | 1,483 | 1,454 | 1,482 | 1,635 | 1,665 | 1,798 | 1,780 | 1,705 | 1,703 | 1,762 | 1,933 | 1,901 |
| Tax % | 20% | 20% | 27% | 20% | 20% | 20% | 23% | 20% | 21% | 21% | 23% | 21% |
| Net Profit | 1,192 | 1,169 | 1,082 | 1,306 | 1,328 | 1,435 | 1,374 | 1,364 | 1,349 | 1,398 | 1,493 | 1,499 |
| EPS in Rs | 21.67 | 21.25 | 19.66 | 23.75 | 24.14 | 26.09 | 24.97 | 24.8 | 24.53 | 25.42 | 27.13 | 27.25 |
Growth and returns
Compounded yearly rates over each period.
Compounded Sales Growth
- 10 Years
- 9%
- 5 Years
- 8%
- 3 Years
- 8%
- TTM
- 0%
Compounded Profit Growth
- 10 Years
- 13%
- 5 Years
- 15%
- 3 Years
- 25%
- TTM
- 4%
Stock Price CAGR
- 10 Years
- −1%
- 5 Years
- 6%
- 3 Years
- 6%
- TTM
- —
Return on Equity
- 10 Years
- 14%
- 5 Years
- 14%
- 3 Years
- 15%
- TTM
- —
P/E and EPS over time
Daily P/E and trailing 12-month EPS. EPS updates with each result.
P/E 4.7xEPS (12 months) ₹ 104.33Median P/E 12x
P/E (times)EPS (₹)
Prices are delayed and for information only. Nothing on this page is investment advice.