Home First Finance Company India

Quick check

The five things to look at first. Open one for more.

• DebtHigh safetyRated AA by 3 agencies.
• ResultsGrowingIn the Jun 2026 quarter, sales rose 19% and profit rose 35% from a year earlier.
• DilutionNo new sharesNo new shares issued in the last year, so existing shareholders' slices were not cut.
• PromotersPromoters sellingThe promoters (founders or parent) own 7%, down from 12% in Jun 2025.
• ValuationCheap vs its pastThe share trades at 17.1 times its yearly earnings (P/E), cheaper than 100% of the time in the last 5 years. Its usual P/E is about 31.

Home First Finance Company India against the typical company in its industry. The rank is out of the companies that report each figure; green means the better quarter of the pack, red the worse quarter.

• Valuation (P/E)17.1 against a typical 12.9: pricier than most peers (1st = cheapest).13th of 19
• Sales growth+18.5% against a typical +8.5% from a year earlier.4th of 18
• Profit growth+34.5% against a typical +19% from a year earlier.4th of 17
• Share price, 3 months−13.4% against a typical −13.3%.11th of 19
• Size₹ 10,542.8 Cr. market value against a typical ₹ 6,610.8 Cr. (1st = largest).7th of 19

Exchange filings and their impact on the company.

• 27 Oct 2026Outcome of Board MeetingHigh impactPositivePrice +0% on 28 Oct
  Q2 profit jumped 29% to Rs 170 crore on strong loan growth with stable asset quality.

  Home First reported Q2 total income of Rs 567 crore, up 18% year-on-year, and net profit of Rs 170 crore, up 29%, with gross NPA stable at 1.74%. Its loan book grew to Rs 14,919 crore at end-September from Rs 13,133 crore at end-March. The board also appointed Rinkoo Somani, former HDFC and IDFC executive, as Chief Financial Officer.

  Full analysisFiling
• 27 Oct 2026ESOP/ESOS/ESPSLow impactNeutralPrice +0% on 28 Oct
  Granted 78,000 ESOPs (~0.07% dilution) with negligible near-term earnings impact.

  Home First Finance granted 78,000 employee stock options on October 27, 2026 under its ESOP Scheme 2021, each convertible into one Rs 2 equity share. The grant represents about 0.07% of outstanding shares. The near-term impact on earnings and dilution is negligible, with the main effect being employee retention.

  Full analysisFiling

Results dates and other board meetings. Full calendar

Compounded yearly rates over each period.

Listed companies in the same business.

Manoj Viswanathan

Chief Executive Officer, Founder, Managing Director, Director

Nutan Gaba Patwari

Chief Financial Officer

Shreyans Bachhawat

Compliance Officer, Company Secretary, Head - Legal