Minerva Capital Research Solutions

Can Fin Homes

NSE: CANFINHOMEBSE: 511196
Compare with peers
₹ 725.50▼ 3 (−0.41%)28 Oct, 03:29 pm IST
Market cap
₹ 9,433 Cr.
P/E
8.2x
P/B
1.59x
52-week range
693 – 971.5
ROE
20%
Dividend yield
1.1%
Debt / equity
6.4
Sector
Finance
Industry
Housing Finance Company
Listed on
NSE, BSE

About

Can Fin Homes Limited is an India-based housing finance company. The Company offers various types of housing loans, such as Individual Housing Loans, Affordable Housing Loans, Composite Loans, and Composite Housing Loan. It also offers various types of non-housing loans, such as Mortgage Loans (LAP and Flexi-LAP), Site Loans, Loan Against Rent Receivables (LRR) & Loans for Commercial Properties (LCP), Top-up Loans Personal Loans, Loans for Children’s Education, Nischint Loan for Pensioners, Isecure Loans (for insurance expenses), and Rooftop Solar Loans. The Company also accepts two types of deposits, such as fixed deposits and cumulative deposits.

Quick check

The five things to look at first. Open one for more.

Compared with its industry

Housing Finance Company: 20 companies →

Can Fin Homes against the typical company in its industry. The rank is out of the companies that report each figure; green means the better quarter of the pack, red the worse quarter.

  • Valuation (P/E)8.2 against a typical 12.9: cheaper than most peers (1st = cheapest).5th of 19
  • Sales growth+7.8% against a typical +8.5% from a year earlier.10th of 18
  • Profit growth+9.6% against a typical +19% from a year earlier.12th of 17
  • Share price, 3 months−11.4% against a typical −12.3%.9th of 19
  • Size₹ 9,433 Cr. market value against a typical ₹ 6,610.8 Cr. (1st = largest).9th of 19

Latest announcements

Exchange filings and their impact on the company.

  • 14 Oct 2026Investor PresentationMedium impactPositivePrice +0% on 15 Oct
    Q2 loan book up 10% and H1 profit up 14% with stable asset quality, despite temporary disbursement dip from IT migration now completed.

    Can Fin Homes filed its revised Q2 FY27 investor presentation. Q2 disbursements fell 6.8% YoY to Rs 2373 cr due to IT migration under Project Tejas, but H1 disbursements rose 9% to Rs 4982 cr and loan book grew 10% YoY to Rs 43539 cr. Q2 PAT rose to Rs 275 cr from Rs 251 cr with Gross NPA improving to 0.90% and NIM at 3.89%, while LOS/LMS implementation was fully completed.

    Filing
  • 9 Oct 2026Investor PresentationMedium impactPositivePrice +2.4% on 12 Oct
    Q2 PAT up 10% YoY on 10% loan growth with stable asset quality; IT overhaul completed.

    Can Fin Homes reported Q2 FY27 PAT of Rs 275 crore, up 9.6% year-on-year, on loan book of Rs 43,539 crore, up 9.8%, while Q2 disbursements fell to Rs 2,373 crore. Net interest margin was 3.89% versus 4.02% last year and gross NPA was stable at 0.90%. The company said its Project Tejas IT transformation, including new loan origination and management systems, is now fully implemented, which should support disbursements and growth.

    Filing

Credit ratings

Every rating action on file, newest first, including reaffirmations. Open a row for the agency's reasoning. All credit rating updates

Highest safety

Rated AAA by 2 agencies
AAA
DefaultRiskyModerateSafeVery safe
  • All agencies agree and none has raised a warning.
AgencyCurrent ratingOutlookAs of
CARECARE AAAStable9 Oct 2026
ICRA[ICRA]AAAStable9 Jul 2026
India RatingsWithdrawnStable9 Dec 2025
Credit rating actions
RatingDetails
9 Oct 2026
Reaffirmed
CARE AAA—CARE₹ 31,440 Cr.
9 Jul 2026
Reaffirmed
[ICRA]AAA—ICRA₹ 49,138 Cr.
9 Dec 2025
Withdrawn
was IND AAA—India Ratings₹ 3,398 Cr.
17 Nov 2025
Withdrawn
was CARE AAA—CARE₹ 29,190 Cr.
9 Oct 2025
Reaffirmed
CARE AAA—CARE₹ 31,925 Cr.

Research by Minerva Capital Research Solutions

Our research team's work on Can Fin Homes

Also covered in

Thematic Affordable Housing Finance
Sector note · 16 Aug 2025 · Free

Board meetings

Results dates and other board meetings. Full calendar

Details
9 Oct 2026Financial ResultsTo consider and approve the Un-Audited Standalone Financial Results of the Company for the 2nd Quarter and half year ended September 30, 2026
29 Aug 2026Fund Raising1. To consider and approve Borrowing/raising funds by issue of Secured and/or unsecured non-convertible debentures and/or non-convertible subordinated debt Tier-II debentures, in terms of Section 42 of the Companies Act, 2013 read with relevant rules and Securities and Exchange Board of India (Issue and Listing of Non-Convertible Securities) Regulations, 2021 upto an amount not exceeding Rs.5,000 Crore on Private Placement basis as approved by the members at the Annual General Meeting (AGM) held on July 29, 2026; and2. To consider and approve the Key Information Document (KID) in connection with the proposed issuance of Secured, Redeemable, Non-Cumulative, Taxable Non-Convertible Debentures aggregating up to ₹900 Crore (Tranche-I) on a private placement basis.
18 Jul 2026Financial ResultsTo consider and approve the financial results for the period ended Jun 30, 2026
24 Apr 2026Financial Results/DividendTo consider and approve the financial results for the period ended March 31, 2026 and dividend
17 Jan 2026Financial ResultsTo consider and approve the financial results for the period ended December 31, 2025
15 Dec 2025DividendTo consider dividend

Share price

1M change −1.64%
1 of 2 filing days came with a big price moveBiggest +2.4% on 12 Oct 2026AI reading matched the move 1 of 1
Volume (shares)Price (₹)
Close price

Financials

Standalone figures in ₹ crore.

Quarterly results
₹ Cr.Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Sep 2026
Revenue9019279319629869991,0201,0491,0731,0741,0961,131
Interest566584603616636634648639642634659690
Expenses777071707882917585839687
Financing Profit258273258277272282281336345356341354
Financing Margin %29%29%28%29%28%28%28%32%32%33%31%31%
Other Income110001000200
Depreciation343334344537
Profit before tax256270255274269279278332341353339347
Tax %22%23%22%23%21%16%19%24%22%2%21%21%
Net Profit200209200211212234224251265346268275
EPS in Rs15.0315.714.9915.8815.9317.5716.8118.8819.8925.9620.1120.62
Gross NPA %0.9%0.8%0.9%0.9%0.9%0.9%1%0.9%0.9%0.9%0.9%—
Net NPA %0.5%0.4%0.5%0.5%0.5%0.5%0.5%0.5%0.5%0.4%0.4%—

Growth and returns

Compounded yearly rates over each period.

Compounded Sales Growth
10 Years
15%
5 Years
16%
3 Years
15%
TTM
8%
Compounded Profit Growth
10 Years
21%
5 Years
19%
3 Years
20%
TTM
25%
Stock Price CAGR
10 Years
7%
5 Years
1%
3 Years
−2%
TTM
—
Return on Equity
10 Years
19%
5 Years
19%
3 Years
19%
TTM
—

Shareholding

Latest: Jun 2026.

Promoters
29.99%
0 pts in a year
FIIs
13.23%
+1.13 pts in a year
DIIs
24.53%
0 pts in a year
Public
32.25%
−1.12 pts in a year

P/E and EPS over time

Daily P/E and trailing 12-month EPS. EPS updates with each result.

P/E 8.2xEPS (12 months) ₹ 86.58Median P/E 12.1x
P/E (times)EPS (₹)

Peers

Listed companies in the same business.

Peer comparison
Can Fin Homes₹ 725.50₹ 9,433 Cr.8.2x1.6x20%—
Bajaj Finance₹ 927.00₹ 5,77,146 Cr.25x5.8x18.1%23.7%
Shriram Finance₹ 867.00₹ 2,04,004 Cr.13.9x3x16.4%20.9%
Jio Financial Services₹ 205.00₹ 1,35,364 Cr.95.5x1.2x—49.8%
Tata Capital₹ 307.05₹ 1,30,358 Cr.20.5x3.3x12.3%16%
Power Finance Corporation₹ 316.00₹ 1,04,283 Cr.5.4x1x20.7%29.1%

Management

Suresh Srinivasan Iyer
Chief Executive Officer, Managing Director, Executive Director
Abhishek Mishra
Chief Financial Officer
A. Narayanan
Chief Information Officer
Nilesh Jain
Compliance Officer, Deputy General Manager, Company Secretary
Shailesh Kumar Singh
Deputy Managing Director, Additional Whole Time Director

Prices are delayed and for information only. Nothing on this page is investment advice.