PNB Housing Finance

Quick check

The five things to look at first. Open one for more.

• DebtHighest safetyRated AAA by 2 agencies.
• ResultsGrowingIn the Jun 2026 quarter, sales rose 9.1% and profit rose 4.1% from a year earlier.
• DilutionNo new sharesNo new shares issued in the last year, so existing shareholders' slices were not cut.
• PromotersSteadyThe promoters (founders or parent) own 28% of the company, about the same as in Jun 2025.
• ValuationNormal for this stockThe share trades at 12.3 times its yearly earnings (P/E), cheaper than 55% of the time in the last 5 years. Its usual P/E is about 13.

PNB Housing Finance against the typical company in its industry. The rank is out of the companies that report each figure; green means the better quarter of the pack, red the worse quarter.

• Valuation (P/E)12.3 against a typical 12.9: cheaper than most peers (1st = cheapest).8th of 19
• Sales growth+9.1% against a typical +8.5% from a year earlier.9th of 18
• Profit growth+4.1% against a typical +19% from a year earlier.14th of 17
• Share price, 3 months+2.2% against a typical −12.3%.1st of 19
• Size₹ 28,949.2 Cr. market value against a typical ₹ 6,610.8 Cr. (1st = largest).3rd of 19

Exchange filings and their impact on the company.

• 23 Oct 2026Allotment of SecuritiesLow impactNeutralPrice −4.3% that day
  Routine NCD allotment adds ~Rs 254 cr of funding, negligible for growth and profit.

  PNB Housing Finance allotted 25,365 NCDs in its 79th NCD series. Assuming the standard Rs 1 lakh face value, this implies about Rs 253.65 crore of new debt funding. For a housing financier with over Rs 71,000 crore of borrowings, this is routine funding for onward home-loan disbursements with no meaningful near-term impact on growth or profit.

  Full analysisFiling
• 7 Oct 2026Press ReleaseLow impactPositivePrice +1.7% on 8 Oct
  CRISIL AAA completes a four-agency AAA suite, trimming funding costs and aiding growth.

  On 7 Oct 2026, PNB Housing Finance said CRISIL upgraded its long-term rating to CRISIL AAA/Stable from AA+/Stable. With this it now holds AAA from all four domestic agencies – CRISIL, India Ratings, CARE and ICRA – within 12 months. The agency cited improving asset quality, strong capitalisation, granular retail mortgage book and support from promoter Punjab National Bank, which should help the company borrow cheaper and grow with more investor confidence.

  Full analysisFiling

Results dates and other board meetings. Full calendar

Compounded yearly rates over each period.

Listed companies in the same business.

Ajai Kumar Shukla

Chief Executive Officer, Managing Director

Vinay Gupta

Chief Financial Officer

Anubhav Rajput

Chief Information Officer

Bhavya Taneja

Chief Marketing Officer

Veena G. Kamath

Compliance Officer, Company Secretary

Neeraj Manchanda

Chief Risk Officer

Jatul Anand

Chief Credit and Collections Officer

Anshul Dalela

Head - Customer Service and Operations