India Home Loan
- Market cap
- ₹ 43 Cr.
- P/E
- 295.6x
- P/B
- 1.03x
- 52-week range
- 24.8 – 43
- ROE
- 0%
- Dividend yield
- 0%
- Debt / equity
- 1.05
- Sector
- Finance
- Industry
- Housing Finance Company
- Listed on
- BSE
About
India Home Loan Limited is an India-based housing finance company. The Company offers retail home loan products in the affordable housing segment. It specializes in providing affordable loans to families from the self-employed category, where proofs of income are not easily available and repayment capacity is appraised based on cash flows. It offers various products to its customers, including home loans, loan against property and developer financing. Its loans are offered to the customers for purchase of home, home improvement, home extension and for construction of a dwelling unit on an owned plot of land. It provides home loans to individuals for purchase, construction, and extension with ticket size of Rs. 1-15 lakhs in the affordable housing sector. It offers loan against existing self-occupied residential property to individuals wherein customers can avail up to 60% of the cost of the residential property for purposes such as purchase of land, education of children and others.
Quick check
The five things to look at first. Open one for more.
Compared with its industry
Housing Finance Company: 20 companies →India Home Loan against the typical company in its industry. The rank is out of the companies that report each figure; green means the better quarter of the pack, red the worse quarter.
- Valuation (P/E)295.6 against a typical 12.9: pricier than most peers (1st = cheapest).19th of 19
- Sales growth−42.3% against a typical +8.5% from a year earlier.17th of 18
- Profit growth+500% against a typical +19% from a year earlier.1st of 17
- Share price, 3 months−0.1% against a typical −10.7%.3rd of 19
- Size₹ 42.8 Cr. market value against a typical ₹ 6,610.8 Cr. (1st = largest).16th of 19
Financials
Standalone figures in ₹ crore.
| ₹ Cr. | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 3 | 3 | 2 | 3 | 3 | 3 | 4 | 4 | 4 | 3 | 4 | 2 |
| Interest | 3 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 1 |
| Expenses | 0 | 2 | 2 | 1 | 1 | 1 | 2 | 2 | 2 | 1 | 2 | 1 |
| Financing Profit | 0 | −1 | −2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Financing Margin % | 6.3% | −39.3% | −86.7% | 2.7% | 2.1% | 3.9% | 5.4% | 2.6% | 3.4% | 2.7% | 1.9% | 3.6% |
| Other Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 0 | −1 | −2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Tax % | 37.5% | −2.5% | 3.4% | 21.4% | −20% | 0% | 55.6% | 80% | −40% | 100% | 100% | −100% |
| Net Profit | 0 | −1 | −2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| EPS in Rs | 0.06 | −0.81 | −1.48 | 0.07 | 0.04 | 0.06 | 0.03 | 0.01 | 0.05 | 0.01 | 0 | 0.04 |
| Gross NPA % | 2.8% | 3.3% | 3.6% | 3.6% | 2.8% | 2.9% | 3.2% | 3.3% | 2.9% | 2.7% | 2.7% | — |
| Net NPA % | 2% | 2.4% | 2.6% | 2.6% | 2% | 2.1% | 2.3% | 2.4% | 2.1% | 1.9% | 1.9% | — |
Growth and returns
Compounded yearly rates over each period.
- 10 Years
- 13%
- 5 Years
- −14%
- 3 Years
- −13%
- TTM
- −11%
- 10 Years
- −19%
- 5 Years
- −38%
- 3 Years
- −45%
- TTM
- −26%
- 10 Years
- −3%
- 5 Years
- −6%
- 3 Years
- 3%
- TTM
- —
- 10 Years
- 2%
- 5 Years
- 0%
- 3 Years
- −2%
- TTM
- —
P/E and EPS over time
Daily P/E and trailing 12-month EPS. EPS updates with each result.
Peers
Listed companies in the same business.
| India Home Loan | ₹ 29.78 | ₹ 43 Cr. | 295.6x | 1x | 0% | — |
| Bajaj Finance | ₹ 927.00 | ₹ 5,77,146 Cr. | 25x | 5.8x | 18.1% | 23.7% |
| Shriram Finance | ₹ 867.00 | ₹ 2,04,004 Cr. | 13.9x | 3x | 16.4% | 20.9% |
| Jio Financial Services | ₹ 205.00 | ₹ 1,35,364 Cr. | 95.5x | 1.2x | — | 49.8% |
| Tata Capital | ₹ 307.05 | ₹ 1,30,358 Cr. | 20.5x | 3.3x | 12.3% | 16% |
| Power Finance Corporation | ₹ 316.00 | ₹ 1,04,283 Cr. | 5.4x | 1x | 20.7% | 29.1% |
Management
- Mahesh Narsihbhai Pujara
- Executive Chairman of the Board, Managing Director
- Maulesh Popat
- Chief Financial Officer
- Akash Das
- Company Secretary and Compliance Officer
- Mitesh Pujara
- Whole Time Director
Prices are delayed and for information only. Nothing on this page is investment advice.