AAVAS Financiers Ltd

Quick check

The five things to look at first. Open one for more.

• DebtLook closerRated AA by 2 agencies.
• ResultsGrowingIn the Jun 2026 quarter, sales rose 13% and profit rose 23% from a year earlier.
• DilutionNo new sharesNo new shares issued in the last year, so existing shareholders' slices were not cut.
• PromotersSteadyThe promoters (founders or parent) own 49% of the company, about the same as in Jun 2025.
• ValuationCheap vs its pastThe share trades at 18 times its yearly earnings (P/E), cheaper than 99% of the time in the last 5 years. Its usual P/E is about 38.

AAVAS Financiers Ltd against the typical company in its industry. The rank is out of the companies that report each figure; green means the better quarter of the pack, red the worse quarter.

• Valuation (P/E)18 against a typical 12.9: pricier than most peers (1st = cheapest).13th of 19
• Sales growth+12.9% against a typical +8.5% from a year earlier.8th of 18
• Profit growth+23% against a typical +19% from a year earlier.6th of 17
• Share price, 3 months−18.3% against a typical −12.3%.13th of 19

Exchange filings and their impact on the company.

• 26 Oct 2026Outcome of Board MeetingMedium impactPositivePrice +0.6% on 27 Oct
  Q2 FY27 results approved, pointing to continued double-digit loan and earnings growth.

  On October 26, 2026, Aavas Financiers' board approved the unaudited financial results for the quarter and half-year ended September 30, 2026, as reviewed by the audit committee and joint statutory auditors. The filing does not include extractable numbers, but the company was growing revenue 14% to Rs 2,683 crore in FY26 and net profit 14% to Rs 655 crore with stable margins. The results confirm the business remains on its steady affordable-housing growth path.

  Full analysisFiling
• 26 Oct 2026Options to purchase securitiesLow impactNeutralPrice +1.1% that day
  Routine ESOP grant with only a small expected earnings dilution.

  Aavas Financiers said its Nomination and Remuneration Committee approved a grant of stock options under its ESOP-2025 plan on October 26, 2026. The filing did not disclose the number of options, exercise price or vesting schedule. It is a routine employee incentive with only a small expected impact from ESOP costs and future dilution.

  Full analysisFiling

Results dates and other board meetings. Full calendar

Compounded yearly rates over each period.

Listed companies in the same business.

Ghanshyam Rawat

President, Chief Financial Officer

Ashutosh Atre

President, Chief Risk Officer

Manu Yeshpal Singh

Chief Executive Officer

Jijy Oommen

Chief Technology Officer

Saurabh Sharma

Compliance Officer, Company Secretary

Rajaram Balasubramaniam

Chief Strategy Officer, Head - Analytics

Ripudaman Bandral

Chief Credit Officer

Ashish Gautam

Head of Operations