Industry analysis
General Insurance
Read from what its listed companies are showing. Valuations are compared within this industry.
Too few companies to judge
6 listed companies · ₹ 95,199 Cr. total market valueFewer than 8 companies here have results to compare, so the sector is not called either way. The figures below are still shown.
- ●67% of companies grew sales by more than 8% from a year earlier; the typical company's profit fell 7.9%. 17% made a loss.
- ●No credit rating upgrades and 1 downgrade in the last 90 days.
- –4 good and no bad company announcements (read since 6 Oct 2026; not counted until there is a month of them).
- ●The typical share is down 6.7% in 3 months; 17% of shares trade above their 200-day average (their usual level).
- –Typical P/E 35.6, 18% below these companies' usual level (cheaper than normal).
▲ / ▼ / ● are the signals the verdict counts: results, credit ratings, announcements and share prices. Lines marked – are shown but not counted.
In charts
Share prices over the last year
The typical General Insurance share against the typical share on the market, both starting at 100. Now 86 vs 83.
Is growth speeding up or slowing down?
The typical company's sales and profit growth against the same quarter a year earlier.
Price against growth
Each dot is a company: further left is cheaper (lower P/E), higher up grew profit faster. Red dots passed the cheaper-than-peers screen. Companies beyond the chart's edges sit on the edge.
Cheaper than peers
Not a buy list. These shares trade at a P/E at least 30% below their industry's typical level and below their own usual level, and they also pass basic checks: profitable, sales and profit growing, low debt, no red flags, market value of ₹250 Cr or more. Cheap shares are often cheap for a reason; this is where to start reading, not where to stop.
No company here passes every test right now.
Cheaper than peers across the whole market
Leaders and laggards
Good news
- ICICI Lombard General Insurance Company LtdStrong results
- Star Health and Allied Insurance Company LtdStrong results
- Go Digit General InsurancePromoters buying
Warning signs
- Niva Bupa Health Insurance CompanyCredit rating cut
Best shares, 3 months
Companies
Click a column to sort.
| Signs (90 days) | |||||||
|---|---|---|---|---|---|---|---|
| General Insurance Corporation of India GICRE | General Insurance | ₹ 56,840.31 Cr. | −1.5% | −31.1% | 6.4 | −9.5% | |
| Go Digit General Insurance GODIGIT | General Insurance | ₹ 25,004.81 Cr. | +8.5% | −37.7% | 49.2 | +3.5% | Promoters buying |
| Niva Bupa Health Insurance Company NIVABUPA | General Insurance | ₹ 13,353.99 Cr. | +27.9% | +94.4% | 76.3 | −15% | Credit rating cut |
| ICICI Lombard General Insurance Company Ltd ICICIGI | General Insurance | — | +19.7% | +15.4% | 31.1 | −3.9% | Strong results |
| The New India Assurance Company Ltd NIACL | General Insurance | — | +1.5% | Loss | 34.2 | +0.3% | |
| Star Health and Allied Insurance Company Ltd STARHEALTH | General Insurance | — | +13.2% | +25.6% | 37 | −13.2% | Strong results |
Figures are medians and shares of companies, so one giant company cannot outweigh the rest. Results compare each company's latest quarter with the same quarter a year earlier; ratings and announcements cover the last 90 days (announcements are read by AI and can be wrong). This page adds up published data; it is not a recommendation to buy or sell anything.