Go Digit General Insurance
- Market cap
- ₹ 25,005 Cr.
- P/E
- 49.2x
- P/B
- 5.36x
- 52-week range
- 231.65 – 374
- ROE
- 12%
- ROCE
- 13%
- Dividend yield
- 0%
- Debt / equity
- 0.07
- Sector
- Insurance
- Industry
- General Insurance
- Listed on
- NSE, BSE
About
Go Digit General Insurance Limited is an India-based general insurance company. The Company is engaged in property and casualty insurance and reinsurance and the associated investment management. The Company’s segments include Fire; Marine; Health Including Personal Accident, Health Retail, Health Group/Corporate, and Health Government Business; Motor; Miscellaneous, such as Miscellaneous Retail and Miscellaneous Group, Corporate, and Crop Insurance. Its products include car insurance, bike insurance, travel insurance, health insurance, property insurance, shop insurance, group health insurance, commercial vehicle insurance, super top-up health insurance, and others. Digit Insurance offers coverage for a range of vehicles: brand-new cars, electric cars, second-hand cars, old cars, commercial cars, CNG cars. Its term life insurance products include Digit Glow Term Life Insurance, Digit Glow Plus Term Life Insurance, Digit Glow Lite Term Life Insurance and others.
Quick check
The five things to look at first. Open one for more.
Compared with its industry
General Insurance: 6 companies →Go Digit General Insurance against the typical company in its industry. The rank is out of the companies that report each figure; green means the better quarter of the pack, red the worse quarter.
- Valuation (P/E)49.2 against a typical 33.1: pricier than most peers (1st = cheapest).5th of 6
- Sales growth+8.5% against a typical +10.8% from a year earlier.4th of 6
- Profit growth−37.7% against a typical −7.9% from a year earlier.5th of 6
- Share price, 3 months+3.5% against a typical −6.7%.1st of 6
- Size₹ 25,004.8 Cr. market value against a typical ₹ 25,004.8 Cr. (1st = largest).2nd of 3
Latest announcements
Exchange filings and their impact on the company.
- Fairfax was named strategic buyer for IDBI Bank and plans to house Digit Insurance under it, with no immediate financial impact.
Go Digit informed exchanges that its promoter's parent Fairfax was declared strategic buyer in the auction to acquire an interest in IDBI Bank and plans to contribute Digit Insurance and IIFL Capital to IDBI Bank. The filing encloses Fairfax's 14 Oct 2026 release but gives no deal value, stake size or timeline for Go Digit. If pursued, it could reshape Digit's ownership and open access to IDBI's branch network, but completion needs regulatory approvals and has no near-term financial effect.
Credit ratings
Every rating action on file, newest first, including reaffirmations. Open a row for the agency's reasoning. All credit rating updates
High safety
Rated AA- by CRISIL- No warnings from the agency.
| Agency | Current rating | Outlook | As of |
|---|---|---|---|
| CRISIL | Crisil AA-/Watch Positive | Watch: Positive | 23 Oct 2026 |
| Rating | Details | |||||
|---|---|---|---|---|---|---|
| 23 Oct 2026 | Reaffirmed | Crisil AA-/Watch Developing → Crisil AA-/Watch Positive | — | CRISIL | — | |
| 23 Sep 2026 | Reaffirmed | Crisil AA-/Watch Developing | — | CRISIL | — | |
| 26 Jun 2026 | Reaffirmed | Crisil AA-/Watch Developing | — | CRISIL | — | |
| 30 Mar 2026 | Reaffirmed | Crisil AA-/Watch Developing | — | CRISIL | — | |
| 31 Dec 2025 | Reaffirmed | Crisil AA- → Crisil AA-/Watch Developing | — | CRISIL | — |
Board meetings
Results dates and other board meetings. Full calendar
| Details | ||
|---|---|---|
| 23 Jul 2026 | Financial Results | To consider and approve the unaudited financial results for the quarter ended 30th June 2026 |
| 28 Apr 2026 | Financial Results | To consider and approve the Audited Financial Results for the quarter and financial year ended 31st March 2026 |
| 22 Jan 2026 | Financial Results | To consider and approve the unaudited financial results of the Company for the quarter and nine months ended 31st December 2025 and to take on record the limited review report on the unaudited financial results thereon. |
| 28 Oct 2025 | Financial Results | To consider and approve the financial results for the quarter and half year ended September 30, 2025 |
| 28 Jul 2025 | Financial Results | To consider and approve the financial results for the period ended Jun 30, 2025 |
| 28 Apr 2025 | Financial Results | To consider and approve the financial results for the period ended March 31, 2025 |
Financials
Standalone figures in ₹ crore.
| ₹ Cr. | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 1,905 | 2,286 | 2,256 | 2,105 | 2,234 | 2,436 | 2,594 | 2,236 | 2,488 | 2,570 | 2,711 | 2,427 |
| Expenses | 1,877 | 2,243 | 2,672 | 2,004 | 2,145 | 2,318 | 2,804 | 2,077 | 2,353 | 2,408 | 3,008 | 2,313 |
| Operating Profit | 28 | 43 | −415 | 101 | 89 | 118 | −209 | 159 | 135 | 162 | −297 | 114 |
| OPM % | 1.4% | 1.9% | −18% | 4.8% | 4% | 4.9% | −8% | 7% | 5% | 6% | −11% | 4.7% |
| Other Income | 0 | 0 | 468 | 0 | 0 | 0 | 325 | 1 | 1 | 1 | 470 | 1 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 28 | 43 | 53 | 101 | 89 | 119 | 116 | 161 | 136 | 163 | 173 | 115 |
| Tax % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 14% | 14% | 14% | 13% | 25% |
| Net Profit | 28 | 43 | 53 | 101 | 89 | 119 | 116 | 138 | 117 | 140 | 149 | 86 |
| EPS in Rs | 0.32 | 0.49 | 0.6 | 1.1 | 0.97 | 1.29 | 1.25 | 1.5 | 1.26 | 1.52 | 1.62 | 0.93 |
Growth and returns
Compounded yearly rates over each period.
- 10 Years
- —
- 5 Years
- 35%
- 3 Years
- 19%
- TTM
- 7%
- 10 Years
- —
- 5 Years
- 45%
- 3 Years
- 148%
- TTM
- 7%
- 10 Years
- —
- 5 Years
- —
- 3 Years
- —
- TTM
- —
- 10 Years
- —
- 5 Years
- 6%
- 3 Years
- 11%
- TTM
- —
P/E and EPS over time
Daily P/E and trailing 12-month EPS. EPS updates with each result.
Management
- Jasleen Kohli
- Chief Executive Officer, Managing Director, Executive Director
- Ravi Prakash Khetan
- Chief Financial Officer
- Easwara Narayanan Muthuswamy
- Chief Operating Officer
- Amrit Arora
- Chief Human Resources Officer
- Rajeev Singh
- Chief Technology Officer, Chief Risk Officer
- Parimal Heda
- Chief Investment Officer
- Vivek Chaturvedi
- Chief Marketing Officer and Head of Direct Sales, Health and Travel Business
- Tejas Saraf
- Compliance Officer, Company Secretary
Prices are delayed and for information only. Nothing on this page is investment advice.