Star Health and Allied Insurance Company Ltd
- P/E
- 29x
- 52-week range
- 416.55 – 624.9
- ROE
- 8%
- ROCE
- 10%
- Sector
- Insurance
- Industry
- General Insurance
- Listed on
- NSE, BSE
Quick check
The five things to look at first. Open one for more.
Compared with its industry
General Insurance: 6 companies →Star Health and Allied Insurance Company Ltd against the typical company in its industry. The rank is out of the companies that report each figure; green means the better quarter of the pack, red the worse quarter.
- Valuation (P/E)29 against a typical 33.1: cheaper than most peers (1st = cheapest).2nd of 6
- Sales growth+13.2% against a typical +10.8% from a year earlier.3rd of 6
- Profit growth+25.6% against a typical −7.9% from a year earlier.2nd of 6
- Share price, 3 months−13.2% against a typical −6.7%.5th of 6
Latest announcements
Exchange filings and their impact on the company.
- Q2 profit more than tripled on 19% premium growth and better claims ratio, with Rs 400 crore debt fully repaid.
Star Health reported Q2 FY27 insurance revenue of Rs 5,074 crore, up 15% year-on-year, and net profit of Rs 265 crore versus Rs 80 crore last year. Gross written premium grew 19.2% to Rs 5,275 crore with claims ratio improving to 69.0% and combined ratio to 92.0%. The company also fully redeemed its Rs 400 crore non-convertible debentures during the quarter, cutting borrowings to Rs 76 crore, and remains well-capitalised with solvency of 2.05 times.
Credit ratings
Every rating action on file, newest first, including reaffirmations. Open a row for the agency's reasoning. All credit rating updates
High safety
Rated AA by 2 agencies- All agencies agree and none has raised a warning.
| Agency | Current rating | Outlook | As of |
|---|---|---|---|
| India Ratings | IND AA | Stable | 28 Sep 2026 |
| CARE | CARE AA | Stable | 2 Apr 2026 |
| Rating | Details | |||||
|---|---|---|---|---|---|---|
| 28 Sep 2026 | Reaffirmed | IND AA | — | India Ratings | ₹ 700 Cr. | |
| 2 Apr 2026 | Reaffirmed | CARE AA | — | CARE | ₹ 470 Cr. | |
| 29 Sep 2025 | Reaffirmed | IND AA | — | India Ratings | ₹ 700 Cr. |
Board meetings
Results dates and other board meetings. Full calendar
| Details | ||
|---|---|---|
| 27 Oct 2026 | Financial Results | To consider and approve the financial results for the quarter and half year ended September 30, 2026 |
| 29 Jul 2026 | Financial Results | To consider and approve the unaudited financial results for the quarter ended Jun 30, 2026 |
| 28 Apr 2026 | Financial Results | To consider and approve the financial results for the quarter and year ended March 31, 2026 |
| 28 Jan 2026 | Financial Results | To consider and approve the financial results for the period ended December 31, 2025 |
| 28 Oct 2025 | Financial Results | To consider and approve the standalone unaudited financial results for the period ended September 30, 2025 |
| 29 Jul 2025 | Financial Results | To consider and approve the unaudited standalone financial results for the quarter ended June 30,2025. |
Financials
Standalone figures in ₹ crore.
| ₹ Cr. | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 3,461 | 3,578 | 3,688 | 3,816 | 4,058 | 4,146 | 4,081 | 4,880 | 4,378 | 4,566 | 4,648 | 5,522 |
| Expenses | 3,296 | 3,191 | 3,502 | 3,391 | 3,912 | 3,861 | 4,089 | 4,292 | 4,303 | 4,395 | 4,500 | 4,773 |
| Operating Profit | 165 | 387 | 186 | 425 | 147 | 285 | −7 | 588 | 75 | 172 | 148 | 749 |
| OPM % | 4.8% | 11% | 5% | 11% | 3.6% | 7% | −0.2% | 12% | 1.7% | 3.8% | 3.2% | 14% |
| Other Income | 2 | 1 | 3 | 1 | 2 | 2 | 6 | 0 | 3 | 2 | 4 | −8 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 167 | 388 | 190 | 426 | 149 | 287 | −1 | 588 | 78 | 173 | 151 | 742 |
| Tax % | 25% | 25% | 25% | 25% | 25% | 25% | −159% | 25% | 29% | 26% | 26% | 26% |
| Net Profit | 125 | 290 | 142 | 319 | 111 | 215 | 1 | 438 | 55 | 128 | 111 | 550 |
| EPS in Rs | 2.15 | 4.95 | 2.43 | 5.45 | 1.89 | 3.66 | 0.01 | 7.45 | 0.93 | 2.18 | 1.89 | 9.34 |
Growth and returns
Compounded yearly rates over each period.
- 10 Years
- 27%
- 5 Years
- 29%
- 3 Years
- 14%
- TTM
- 11%
- 10 Years
- 15%
- 5 Years
- 20%
- 3 Years
- −3%
- TTM
- 10%
- 10 Years
- —
- 5 Years
- —
- 3 Years
- −2%
- TTM
- —
- 10 Years
- 3%
- 5 Years
- 6%
- 3 Years
- 10%
- TTM
- —
P/E and EPS over time
Daily P/E and trailing 12-month EPS. EPS updates with each result.
Prices are delayed and for information only. Nothing on this page is investment advice.