MOS Utility
- Market cap
- ₹ 163 Cr.
- P/E
- 9x
- P/B
- 1.46x
- 52-week range
- 5.1 – 26.5
- ROE
- 19%
- ROCE
- 20%
- Dividend yield
- 0%
- Debt / equity
- 0.67
- Sector
- Financial Technology (Fintech)
- Industry
- Financial Technology (Fintech)
- Listed on
- NSE SME
About
MOS Utility Limited is an India-based fintech company. The Company is engaged in offering a Unified Open application programming interface (API) and Wallet platform. The Company is engaged in providing an array of business-to-customer (B2C), business-to-business (B2B) financial and utility services, including ticket booking, Aadhar-enabled payments, and e-commerce services dedicated to government aspirations. Its services include banking services, travel services, utility services, insurance services, courier and cargo services, entertainment services, and digital marketing services. MOS World provides a one-stop solution for all travel needs, ranging from booking flights, trains, buses, to reserving hotels. The MOS World platform offers customers a comprehensive range of utility services, making it a convenient one-stop-shop. MOS Pramukhs can assist customers with various needs. MOS World insurance services offers insurance products such as home, health, travel and vehicle insurance.
Quick check
The five things to look at first. Open one for more.
Compared with its industry
Financial Technology (Fintech): 14 companies →MOS Utility against the typical company in its industry. The rank is out of the companies that report each figure; green means the better quarter of the pack, red the worse quarter.
- Valuation (P/E)9 against a typical 57.4: cheaper than most peers (1st = cheapest).1st of 13
- Sales growth−5.5% against a typical +24.2% from a year earlier.11th of 12
- Profit growth+6.1% against a typical +73.2% from a year earlier.8th of 8
- Share price, 3 months−39.3% against a typical −10.5%.12th of 13
- Size₹ 163.5 Cr. market value against a typical ₹ 3,381 Cr. (1st = largest).10th of 13
Latest announcements
Exchange filings and their impact on the company.
- MOS Utility partners with Bharat Co-operative Bank to enable digital payments, a small incremental positive.
MOS Utility Limited announced on October 27, 2026 that it has partnered with Bharat Co-operative Bank (Mumbai) Limited to enable digital payments. No transaction value, volumes or commercial terms were disclosed in the headline. The tie-up should support modest growth in digital payment transactions over the next year.
Board meetings
Results dates and other board meetings. Full calendar
| Details | ||
|---|---|---|
| 3 Sep 2026 | Other business matters | To consider other business matters |
| 12 Aug 2026 | Board Meeting Intimation | Mos Utility Limited has informed the Exchange about Board Meeting to be held on 12-Aug-2026 to consider and approve the Quarterly Unaudited Financial results of the Company for the period ended June 2026 and Other business. |
| 25 May 2026 | Financial Results/Other business matters | To consider and approve the financial results for the period ended March 31, 2026 and other business matters |
| 20 Apr 2026 | Other business matters | MOS : 20-Apr-2026 : The Company has informed the Exchange that a Board meeting to be held on April 07, 2026 has been re-scheduled. Further, the Company has informed the Exchange that the meeting of the Board of Directors of the Company will be held on April 20, 2026, To consider other business matters |
| 7 Apr 2026 | Other business matters | To consider other business matters |
| 5 Feb 2026 | Financial Results/Other business matters | To consider and approve the financial results for the period ended December 31, 2025 and other business matters |
Financials
Consolidated figures in ₹ crore.
| ₹ Cr. | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|
| Sales | 133 | 175 | 160 | 156 | 166 | 153 | 151 |
| Expenses | 127 | 167 | 154 | 148 | 159 | 146 | 145 |
| Operating Profit | 6 | 8 | 5 | 7 | 7 | 8 | 7 |
| OPM % | 4.4% | 4.4% | 3.4% | 4.8% | 4% | 5% | 4.3% |
| Other Income | 0 | 2 | 1 | 2 | 1 | 1 | 2 |
| Interest | 1 | 1 | 0 | 2 | 1 | 1 | 1 |
| Depreciation | 1 | 2 | 1 | 1 | 1 | 1 | 1 |
| Profit before tax | 4 | 7 | 5 | 6 | 6 | 7 | 6 |
| Tax % | 28.8% | 35.8% | 18.8% | 19.4% | 25.9% | 28.1% | 25% |
| Net Profit | 3 | 5 | 4 | 5 | 4 | 5 | 4 |
| EPS in Rs | 0.11 | 0.17 | 0.16 | 0.17 | 0.19 | 0.18 | 0.16 |
Growth and returns
Compounded yearly rates over each period.
- 10 Years
- —
- 5 Years
- —
- 3 Years
- 82%
- TTM
- 3%
- 10 Years
- —
- 5 Years
- —
- 3 Years
- 79%
- TTM
- 61%
- 10 Years
- —
- 5 Years
- —
- 3 Years
- 9%
- TTM
- —
- 10 Years
- —
- 5 Years
- —
- 3 Years
- 16%
- TTM
- —
P/E and EPS over time
Daily P/E and trailing 12-month EPS. EPS updates with each result.
Peers
Listed companies in the same business.
| MOS Utility | ₹ 7.25 | ₹ 163 Cr. | 9x | 1.5x | 19% | — |
| Tata Consultancy Services | ₹ 2,528.00 | ₹ 9,14,653 Cr. | 15.7x | 7.7x | 48% | 18.2% |
| Infosys | ₹ 1,154.50 | ₹ 4,68,523 Cr. | 14.8x | 4.8x | 31.2% | 16.5% |
| HCL Technologies | ₹ 1,424.00 | ₹ 3,86,426 Cr. | 18.8x | 4.4x | — | 13% |
| Tech Mahindra | ₹ 1,789.40 | ₹ 1,75,385 Cr. | 27.9x | 5.2x | — | 8.7% |
| Billionbrains Garage Ventures | ₹ 181.65 | ₹ 1,13,960 Cr. | 61.3x | 13.3x | — | 46.5% |
Management
- Chirag Dineshbhai Shah
- Executive Chairman of the Board
- Jignesh Juthani
- Chief Executive Officer
- Viren Shah
- Co-Founder, Chief Technology Officer
- Mansi Sharad Bhatt
- Compliance Officer, Company Secretary
- Ravi Natvarlal Ruparelia
- Managing Director, Executive Director
- Santosh Ramrao Mijgar
- Executive Director
Prices are delayed and for information only. Nothing on this page is investment advice.