Minerva Capital Research Solutions

Sundaram Finance

NSE: SUNDARMFINBSE: 590071
Compare with peers
₹ 3,920.10▲ 18.1 (+0.46%)28 Oct, 03:29 pm IST
Market cap
₹ 43,909 Cr.
P/E
19.1x
P/B
3.01x
52-week range
3,816 – 5,642
ROE
15%
Dividend yield
1%
Debt / equity
4.69
Sector
Finance
Industry
Non Banking Financial Company (NBFC)
Listed on
NSE, BSE

About

Sundaram Finance Limited is an India-based Non-Banking Finance company. The Company, together with its subsidiaries and joint ventures, is engaged in the business of financing commercial vehicles, cars, construction equipment, other vehicles and housing finance in the retail segment, business of investments, mutual funds, general insurance, retail distribution of a wide array of financial services and products, information technology, business processing and support services. Its segments include Asset Financing and Others. The Company's subsidiaries include Sundaram Home Finance Limited, Sundaram Asset Management Company Limited, Sundaram Asset Management Singapore Pte. Limited, Sundaram Trustee Company Limited, Sundaram Alternate Assets Limited, Sundaram Fund Services Limited, and LGF Services Limited.

Quick check

The five things to look at first. Open one for more.

Compared with its industry

Non Banking Financial Company (NBFC): 288 companies →

Sundaram Finance against the typical company in its industry. The rank is out of the companies that report each figure; green means the better quarter of the pack, red the worse quarter.

  • Valuation (P/E)19.1 against a typical 22.5: cheaper than most peers (1st = cheapest).124th of 284
  • Sales growth+12.6% against a typical +18.3% from a year earlier.147th of 259
  • Profit growth+33.9% against a typical +20.2% from a year earlier.86th of 214
  • Share price, 3 months−12.5% against a typical −4.2%.178th of 258
  • Size₹ 43,909.1 Cr. market value against a typical ₹ 43 Cr. (1st = largest).7th of 269

Credit ratings

Every rating action on file, newest first, including reaffirmations. Open a row for the agency's reasoning. All credit rating updates

Highest safety

Rated AAA by 2 agencies
AAA
DefaultRiskyModerateSafeVery safe
  • All agencies agree and none has raised a warning.
AgencyCurrent ratingOutlookAs of
CRISILCrisil AAAStable18 Aug 2026
ICRA[ICRA]AAAStable22 May 2026
Credit rating actions
RatingDetails
18 Aug 2026
Reaffirmed
Crisil AAA—CRISIL₹ 8,500 Cr.
22 May 2026
Withdrawn
was Crisil AAA—CRISIL₹ 34,647.89 Cr.
22 May 2026
Reaffirmed
[ICRA]AAA(SO) → [ICRA]AAA—ICRA₹ 38,860.98 Cr.
7 May 2026
Reaffirmed
Crisil AAA—CRISIL₹ 29,373.15 Cr.
20 Mar 2026
Reaffirmed
Crisil AAA—CRISIL₹ 29,373.15 Cr.

Board meetings

Results dates and other board meetings. Full calendar

Details
3 Aug 2026Financial ResultsTo consider and approve the unaudited financial results for the period ended Jun 30, 2026
25 May 2026Financial Results/Dividend/Fund RaisingTo consider and approve the financial results for the period ended March 31, 2026, dividend and Fund Raising
27 Mar 2026Fund RaisingSUNDARAM FINANCE LIMITED has informed the Exchange about the Board Meeting to be held on 27th March 2026 to consider fund raising by way of issuance of NCDs on private placement basis.
2 Feb 2026DividendTo consider declaration of Interim dividend for the Financial Year 2025-26
3 Nov 2025Financial ResultsTo consider and approve the unaudited financial results for the quarter and half-year ended September 30, 2025
4 Aug 2025Financial ResultsTo consider and approve the unaudited standalone and consolidated financial results for the quarter ended 30th June 2025.

Share price

1Y change −16.31%
Volume (shares)Price (₹)
Close price

Financials

Consolidated figures in ₹ crore.

Quarterly results
₹ Cr.Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Revenue1,7081,8212,1561,9522,0852,1902,2592,3492,3862,5142,5602,644
Interest8219109489851,0501,0871,1041,1631,1761,2091,1971,247
Expenses375351524402436462368559515509544580
Financing Profit512561684565599642787627695796820818
Financing Margin %30%31%32%29%29%29%35%27%29%32%32%31%
Other Income27−908111741415−51209
Depreciation444853485358635660636760
Profit before tax471520541525557601765575650682773767
Tax %30%23%28%23%27%25%28%28%24%23%25%26%
Net Profit435506472435436455553475488541554636
EPS in Rs32.8938.4724.1139.1439.264149.7742.7743.9448.7349.8857.26

Growth and returns

Compounded yearly rates over each period.

Compounded Sales Growth
10 Years
7%
5 Years
13%
3 Years
21%
TTM
14%
Compounded Profit Growth
10 Years
14%
5 Years
13%
3 Years
17%
TTM
19%
Stock Price CAGR
10 Years
13%
5 Years
13%
3 Years
20%
TTM
—
Return on Equity
10 Years
15%
5 Years
15%
3 Years
15%
TTM
—

Shareholding

Latest: Jun 2026.

Promoters
37.21%
−0.01 pts in a year
FIIs
18.58%
−0.23 pts in a year
DIIs
8%
+0.18 pts in a year
Public
35.43%
+0.08 pts in a year
Others
0%
0 pts in a year

P/E and EPS over time

Daily P/E and trailing 12-month EPS. EPS updates with each result.

P/E 19.1xEPS (12 months) ₹ 205.00Median P/E 20.8x
P/E (times)EPS (₹)

Peers

Listed companies in the same business.

Peer comparison
Sundaram Finance₹ 3,920.10₹ 43,909 Cr.19.1x3x15%—
Bajaj Finance₹ 927.00₹ 5,77,146 Cr.25x5.8x18.1%23.7%
Shriram Finance₹ 867.00₹ 2,04,004 Cr.13.9x3x16.4%20.9%
Jio Financial Services₹ 205.00₹ 1,35,364 Cr.95.5x1.2x—49.8%
Tata Capital₹ 307.05₹ 1,30,358 Cr.20.5x3.3x12.3%16%
Power Finance Corporation₹ 316.00₹ 1,04,283 Cr.5.4x1x20.7%29.1%

Management

Harsha Viji
Executive Vice Chairman of the Board
Manivannan Ramaswamy
Chief Financial Officer
K. Sankarakumar
Senior Vice President of Corporate Finance - SME
Rajesh Venkat
Senior Vice President, Head - Tamil Nadu Region and Analytics
Moahan Ananda Venkatesan
Senior Vice President, Head - HO Operations
Sudheer Warrier
Chief Technology and Digital Officer
Puthucode Narayanan Srikant
Compliance Officer, Company Secretary
S. Balasubramanian
Vice President, Head - Andhra Region

Prices are delayed and for information only. Nothing on this page is investment advice.