Muthoot Microfin

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• DebtLook closerRated AA- by CRISIL.
• ResultsGrowingIn the Jun 2026 quarter, sales rose 20% and profit rose 1,250% from a year earlier.
• DilutionNo new sharesNo new shares issued in the last year, so existing shareholders' slices were not cut.
• PromotersSteadyThe promoters (founders or parent) own 55% of the company, about the same as in Jun 2025.
• ValuationNormal for this stockThe share trades at 10.7 times its yearly earnings (P/E), pricier than 69% of the time in the last 3 years. Its usual P/E is about 9.

Muthoot Microfin against the typical company in its industry. The rank is out of the companies that report each figure; green means the better quarter of the pack, red the worse quarter.

• Valuation (P/E)10.7 against a typical 10.7: in line than most peers (1st = cheapest).3rd of 5
• Sales growth+19.7% against a typical +8.4% from a year earlier.2nd of 5
• Profit growth+1,250% against a typical +298.4% from a year earlier.1st of 3
• Share price, 3 months−45.2% against a typical −34.5%.5th of 5
• Size₹ 2,626.4 Cr. market value against a typical ₹ 2,405 Cr. (1st = largest).2nd of 5

Exchange filings and their impact on the company.

• 26 Oct 2026Press ReleaseMedium impactPositivePrice −5.5% that day
  CareEdge turns Positive on Muthoot Microfin as AUM jumps 22% and asset quality improves.

  CareEdge Global Ratings raised the outlook on Muthoot Microfin to Positive from Stable and reaffirmed its BB- foreign currency rating on USD 50 million of ECBs. This follows CRISIL's upgrade to AA-/Stable in June 2026. The company reported Q2 FY27 AUM of Rs 15,323 crore, up 22% year-on-year, disbursements of Rs 2,900 crore, up 28%, collection efficiency of 98.11% and cost of funds of 9.93%, with gross NPAs down to 3.7% from 4.8%.

  Full analysisFiling
• 8 Oct 2026General UpdatesHigh impactVery positivePrice −2.7% that day
  22% AUM growth, 28% higher disbursements and sharply better collections point to strong earnings growth.

  Muthoot Microfin reported AUM of Rs 15,323 crore at end-September 2026, up 22% year-on-year, with Q2 disbursements of Rs 2,900 crore up 28% year-on-year. Collection efficiency improved to 98.11%, up 477 bps year-on-year, and cost of funds fell to 9.93% for the first time in single digits. The update also highlights diversification toward non-JLG and secured loans and strong liquidity of Rs 1,701 crore plus Rs 4,328 crore undrawn lines, supporting continued growth.

  Full analysisFiling

Results dates and other board meetings. Full calendar

Compounded yearly rates over each period.

Listed companies in the same business.

Sadaf Sayeed

Chief Executive Officer

Praveen T.

Chief Financial Officer

Udeesh Ullas

Chief Operating Officer

Subhransu Pattnayak

Chief Human Resources Officer

Neethu Ajay

Chief Compliance Officer, Company Secretary

Thomas Muthoot John

Executive Director