Moneyboxx Finance
- Market cap
- ₹ 357 Cr.
- P/E
- 253.2x
- P/B
- 1.12x
- 52-week range
- 35.85 – 88.14
- ROE
- 0%
- Dividend yield
- 0%
- Debt / equity
- 2.28
- Sector
- Finance
- Industry
- Non Banking Financial Company (NBFC)
- Listed on
- NSE, BSE
About
Moneyboxx Finance Limited is an India-based non-banking finance company (NBFC). The Company is engaged in lending and allied activities. The Company is focused on small and medium-sized enterprises (SME) lending, commercial lending, and value-added services. Its services include Moneyboxx Vyapaar Loans (Secured), Moneyboxx Vyapaar Loans (Unsecured), Saral Mortgage Loans, and Sikka - Buy Digital Gold. It caters to the micro entrepreneurs in various segments, such as livestock, kirana, retail traders, and micro-manufacturers. The Company provides unsecured and secured business loans from approximately Indian Rupee (INR) 70,000 to 10,00,000 for a loan tenure from 12 months to 84 months. The Company operates in Tier-III and below cities with approximately 72 branches spread across six states: Rajasthan, Madhya Pradesh, Haryana, Punjab, Uttar Pradesh, and Chhattisgarh.
Quick check
The five things to look at first. Open one for more.
Compared with its industry
Non Banking Financial Company (NBFC): 288 companies →Moneyboxx Finance against the typical company in its industry. The rank is out of the companies that report each figure; green means the better quarter of the pack, red the worse quarter.
- Valuation (P/E)253.2 against a typical 22.5: pricier than most peers (1st = cheapest).248th of 284
- Sales growth−11.9% against a typical +18.3% from a year earlier.200th of 259
- Profit growth−12.5% against a typical +20.2% from a year earlier.150th of 214
- Share price, 3 months−9.5% against a typical −4.2%.153rd of 258
- Size₹ 357.1 Cr. market value against a typical ₹ 43 Cr. (1st = largest).54th of 269
Latest announcements
Exchange filings and their impact on the company.
- 7 Oct 2026Press ReleaseLow impactNeutralMoneyboxx crossed Rs 1,000 cr assets and moves to stricter Middle-Layer NBFC oversight, adding costs but signalling scale.
Moneyboxx Finance said its total assets crossed Rs 1,000 crore as of September 30, 2026, on provisional unaudited accounts, versus Rs 995 crore in March 2026. Under RBI rules this puts the non-deposit NBFC in the Middle Layer, bringing stricter governance, risk-management and compliance requirements. The milestone signals growing scale in MSME, livestock, solar and digital lending, but means structurally higher oversight costs going forward.
- 6 Oct 2026UpdatesLow impactNeutralMoneyboxx crossed Rs 1,000 cr assets and moved from NBFC Base to Middle Layer.
Moneyboxx Finance said its assets crossed Rs 1,000 crore as of September 30, 2026, so RBI now classifies it as a Middle Layer NBFC, up from Base Layer. The company called it a significant growth milestone reflecting scale-up of its lending platform. The change means tighter governance, risk management and compliance norms going forward, with only modest near-term cost impact.
Credit ratings
Every rating action on file, newest first, including reaffirmations. Open a row for the agency's reasoning. All credit rating updates
Moderate safety, with caution
Rated BBB by CRISIL- No warnings from the agency.
| Agency | Current rating | Outlook | As of |
|---|---|---|---|
| CRISIL | Crisil BBB | Stable | 10 Jun 2026 |
| India Ratings | Withdrawn | Stable | 27 May 2026 |
| Rating | Details | |||||
|---|---|---|---|---|---|---|
| 10 Jun 2026 | Reaffirmed | Crisil BBB | — | CRISIL | ₹ 884 Cr. | |
| 27 May 2026 | Withdrawn | was IND BBB | — | India Ratings | ₹ 445.81 Cr. | |
| 7 Apr 2026 | Reaffirmed | Crisil BBB | — | CRISIL | ₹ 884 Cr. | |
| 2 Feb 2026 | Reaffirmed | Crisil BBB | — | CRISIL | ₹ 884 Cr. | |
| 13 Nov 2025 | Reaffirmed | Crisil BBB | — | CRISIL | ₹ 664 Cr. |
Board meetings
Results dates and other board meetings. Full calendar
| Details | ||
|---|---|---|
| 12 Aug 2026 | Financial Results | To consider and approve the financial results for the period ended Jun 30, 2026 |
| 28 May 2026 | Financial Results | To consider and approve the financial results for the period ended March 31, 2026 |
| 12 Feb 2026 | Financial Results | To consider and approve the financial results for the period ended December 31, 2025 |
| 13 Jan 2026 | Fund Raising | MONEYBOXX : 13-Jan-2026 : The Company has informed the Exchange that a Board meeting to be held on January 09, 2026 has been re-scheduled. Further, the Company has informed the Exchange that the meeting of the Board of Directors of the Company will be held on January 13, 2026, To consider Fund Raising |
| 9 Jan 2026 | Fund Raising | To consider Fund Raising |
| 30 Oct 2025 | Financial Results | MONEYBOXX : 30-Oct-2025 : The Company has informed the Exchange that a Board meeting to be held on October 25, 2025 has been re-scheduled. Further, the Company has informed the Exchange that the meeting of the Board of Directors of the Company will be held on October 30, 2025, To consider and approve the financial results for the period ended September 30, 2025 |
Financials
Standalone figures in ₹ crore.
| ₹ Cr. | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 28 | 33 | 42 | 46 | 49 | 52 | 52 | 59 | 55 | 55 | 63 | 52 |
| Interest | 10 | 11 | 13 | 15 | 16 | 16 | 17 | 21 | 21 | 21 | 21 | 21 |
| Expenses | 16 | 19 | 23 | 25 | 30 | 34 | 37 | 36 | 31 | 31 | 39 | 28 |
| Financing Profit | 2 | 4 | 5 | 6 | 4 | 2 | −2 | 3 | 3 | 3 | 3 | 3 |
| Financing Margin % | 8.2% | 10.5% | 12.7% | 13.1% | 7.8% | 4.1% | −2.9% | 4.7% | 4.7% | 5% | 4.6% | 5.2% |
| Other Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 1 | 1 | 1 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 3 | 3 |
| Profit before tax | 2 | 3 | 4 | 4 | 2 | 0 | −4 | 0 | 0 | 0 | 0 | 0 |
| Tax % | 18.6% | 25% | 6.8% | 4% | 3.8% | 16.7% | 36.8% | 44.2% | 9.4% | 20.9% | 0% | 16.7% |
| Net Profit | 1 | 2 | 4 | 4 | 2 | 0 | −5 | 0 | 0 | 0 | 0 | 0 |
| EPS in Rs | 0.27 | 0.34 | 0.68 | 0.7 | 0.31 | 0.03 | −0.81 | 0.04 | 0.04 | 0.05 | 0.07 | 0.03 |
Growth and returns
Compounded yearly rates over each period.
- 10 Years
- 71%
- 5 Years
- 84%
- 3 Years
- 66%
- TTM
- 6%
- 10 Years
- 20%
- 5 Years
- 20%
- 3 Years
- 30%
- TTM
- 146%
- 10 Years
- 25%
- 5 Years
- 9%
- 3 Years
- −12%
- TTM
- —
- 10 Years
- −1%
- 5 Years
- 0%
- 3 Years
- 2%
- TTM
- —
P/E and EPS over time
Daily P/E and trailing 12-month EPS. EPS updates with each result.
Peers
Listed companies in the same business.
| Moneyboxx Finance | ₹ 52.06 | ₹ 357 Cr. | 253.2x | 1.1x | 0% | — |
| Bajaj Finance | ₹ 927.00 | ₹ 5,77,146 Cr. | 25x | 5.8x | 18.1% | 23.7% |
| Shriram Finance | ₹ 867.00 | ₹ 2,04,004 Cr. | 13.9x | 3x | 16.4% | 20.9% |
| Jio Financial Services | ₹ 205.00 | ₹ 1,35,364 Cr. | 95.5x | 1.2x | — | 49.8% |
| Tata Capital | ₹ 307.05 | ₹ 1,30,358 Cr. | 20.5x | 3.3x | 12.3% | 16% |
| Power Finance Corporation | ₹ 316.00 | ₹ 1,04,283 Cr. | 5.4x | 1x | 20.7% | 29.1% |
Management
- Deepak Aggarwal
- Co-Chief Executive Officer, Co-Founder, Chief Financial Officer, Executive Director
- Mayur Modi
- Co-Chief Executive Officer, Co-Founder, Chief Operating Officer, Executive Director
- Govind Gupta
- Co-Founder, Non-Executive Director
- Lalit Sharma
- Chief Compliance Officer, Company Secretary
Prices are delayed and for information only. Nothing on this page is investment advice.