IIFL Finance

Quick check

The five things to look at first. Open one for more.

• DebtLook closerRated AA+ to AA by 5 agencies.
• ResultsGrowingIn the Sep 2026 quarter, sales rose 29% and profit rose 93% from a year earlier.
• DilutionNo new sharesNo new shares issued in the last year, so existing shareholders' slices were not cut.
• PromotersSteadyThe promoters (founders or parent) own 25% of the company, about the same as in Sep 2025.
• ValuationCheap vs its pastThe share trades at 9.2 times its yearly earnings (P/E), cheaper than 98% of the time in the last 5 years. Its usual P/E is about 10.

IIFL Finance against the typical company in its industry. The rank is out of the companies that report each figure; green means the better quarter of the pack, red the worse quarter.

• Valuation (P/E)9.2 against a typical 22.5: cheaper than most peers (1st = cheapest).60th of 284
• Sales growth+28.5% against a typical +18.3% from a year earlier.114th of 259
• Profit growth+92.6% against a typical +20.2% from a year earlier.53rd of 214
• Share price, 3 months−10.2% against a typical −4.2%.159th of 258
• Size₹ 22,582.1 Cr. market value against a typical ₹ 43 Cr. (1st = largest).13th of 269

Exchange filings and their impact on the company.

• 22 Oct 2026Analysts/Institutional Investor Meet/Con. Call UpdatesHigh impactPositivePrice −6.4% on 23 Oct
  Record Rs 805 cr quarterly profit on 38% AUM growth with 20%+ ROE guide, but a 10-20% equity raise is coming this quarter.

  IIFL Finance reported a record Q2 FY27 with AUM of Rs 1,24,268 crore, up 38% year-on-year, and net profit of Rs 805 crore, up 93% year-on-year, with ROE above 20% and gross NPA at 1.48%. Management guided for about 25% AUM and profit growth with ROE above 20%, driven by gold loans at 53% of book and stronger disbursements in home finance. It also flagged a 10-20% equity dilution to be closed this quarter and a potential hit to about Rs 250 crore of insurance commission income from proposed IRDAI norms.

  Full analysisFiling
• 15 Oct 2026ESOP/ESOS/ESPSLow impactNeutralPrice +2.9% on 16 Oct
  IIFL Finance granted 7 lakh employee stock options with minimum 1-year vesting, implying negligible near-term dilution.

  IIFL Finance's Nomination and Remuneration Committee on October 15, 2026 approved grant of 7,00,000 stock options to identified employees under its Employee Stock Option Scheme 2008. Each option converts into one fully paid equity share after a minimum 1-year vesting as per the grant letters. The size is tiny versus its share base and market cap, so no meaningful financial impact is expected over the next year beyond staff retention.

  Full analysisFiling
• 15 Oct 2026Change in Director(s)High impactVery positivePrice +2.9% on 16 Oct
  Q2 profit nearly doubled on strong loan growth and lower credit costs, pointing to ~60% higher earnings over next year.

  IIFL Finance reported strong Q2 FY27 results with consolidated revenue of Rs 4,246 crore, up 28% from last year, and net profit of Rs 806 crore, up 93%. Asset quality improved with gross NPA at 1.48% versus 2.14% a year ago, while the loan book grew to Rs 84,173 crore. The board also re-designated R Venkataraman to non-executive director and proposed to take over the group's CSR arm India Infoline Foundation for no cash payment.

  Full analysisFiling

Results dates and other board meetings. Full calendar

Compounded yearly rates over each period.

Listed companies in the same business.

Kapish Jain

Chief Financial Officer

Samrat Sanyal

Compliance Officer, Company Secretary

Nirmal Bhanwarlal Jain

Managing Director, Executive Director

Rajamani Venkataraman

Joint Managing Director, Executive Director