Five-Star Business Finance

Quick check

The five things to look at first. Open one for more.

• DebtLook closerRated AA- by 2 agencies.
• ResultsGrowingIn the Jun 2026 quarter, sales rose 5.3% and profit rose 1.9% from a year earlier.
• DilutionNo new sharesNo new shares issued in the last year, so existing shareholders' slices were not cut.
• PromotersPromoters sellingThe promoters (founders or parent) own 19%, down from 21% in Jun 2025.
• ValuationCheap vs its pastThe share trades at 12 times its yearly earnings (P/E), cheaper than 95% of the time in the last 4 years. Its usual P/E is about 23.

Five-Star Business Finance against the typical company in its industry. The rank is out of the companies that report each figure; green means the better quarter of the pack, red the worse quarter.

• Valuation (P/E)12 against a typical 22.5: cheaper than most peers (1st = cheapest).88th of 284
• Sales growth+5.3% against a typical +18.3% from a year earlier.165th of 259
• Profit growth+1.9% against a typical +20.2% from a year earlier.132nd of 214
• Share price, 3 months−27.5% against a typical −4.2%.238th of 258
• Size₹ 13,274.6 Cr. market value against a typical ₹ 43 Cr. (1st = largest).14th of 269

Exchange filings and their impact on the company.

• 26 Oct 2026AppointmentLow impactNeutralPrice +0.4% on 27 Oct
  Five-Star appoints veteran Shankar Subramanian as CRO in routine succession with no near-term financial impact.

  Five-Star Business Finance appointed Mr. Shankar Subramanian as Chief Risk Officer for 3 years effective October 26, 2026, replacing Mr. Jayaraman S who stepped down due to internal movement. Subramanian has over 3 decades of experience across financial services, risk, analytics and governance. The change ensures continuity in the risk function with no immediate financial impact.

  Full analysisFiling
• 26 Oct 2026Press ReleaseMedium impactPositivePrice +0.4% on 27 Oct
  Record Rs 2,078 cr disbursements and 14% AUM growth with improving collections drive modest profit growth.

  Five-Star reported Q2FY27 total income of Rs 875 cr (+8% yoy) and PAT of Rs 299 cr (+5% yoy, including a Rs 19 cr one-time tax benefit), with H1 PAT at Rs 571 cr. It posted record quarterly disbursements of Rs 2,078 cr (+74% yoy) taking AUM to Rs 14,640 cr (+14% yoy), while collections improved to 98.2% and gross Stage-3 held stable at 3.48%. The rebound in growth with stable asset quality supports higher revenue over the next year, though higher funding costs and credit costs are expected to keep profit growth in single digits.

  Full analysisFiling

Results dates and other board meetings. Full calendar

Compounded yearly rates over each period.

Listed companies in the same business.

Lakshmipathy Deenadayalan

Chairman of the Board, Managing Director

Srikanth Gopalakrishnan

Chief Financial Officer, Joint Managing Director, Executive Director

Vishnuram Jagannathan

Chief Operating Officer

Vanamali Sridharan

Chief Technology Officer

Vigneshkumar S. M

Compliance Officer, Company Secretary

Ramesh Kannah

Chief Legal Officer

Parthasarathy Srinivasan

Chief Credit Officer

Sathya Ganesh Thirumalaidoss

Chief Business Officer