Finkurve Financial Services
- Market cap
- ₹ 866 Cr.
- P/E
- 44.4x
- P/B
- 2.57x
- 52-week range
- 48.02 – 119.8
- ROE
- 9%
- Dividend yield
- 0%
- Debt / equity
- 2.46
- Sector
- Finance
- Industry
- Non Banking Financial Company (NBFC)
- Listed on
- NSE, BSE
About
Finkurve Financial Services Limited is an India-based non-banking financial company. The Company is in the business of providing loans. It operates in one segment, being engaged in providing financial services. It also offers personal loans. The Company’s wholly owned subsidiaries include Arvog Services Limited and Arvog Enterprises Limited.
Quick check
The five things to look at first. Open one for more.
Compared with its industry
Non Banking Financial Company (NBFC): 288 companies →Finkurve Financial Services against the typical company in its industry. The rank is out of the companies that report each figure; green means the better quarter of the pack, red the worse quarter.
- Valuation (P/E)44.4 against a typical 22.5: pricier than most peers (1st = cheapest).185th of 284
- Sales growth+88.3% against a typical +18.3% from a year earlier.50th of 259
- Profit growth+65.8% against a typical +20.2% from a year earlier.63rd of 214
- Share price, 3 months+1.8% against a typical −4.2%.103rd of 258
- Size₹ 866 Cr. market value against a typical ₹ 43 Cr. (1st = largest).37th of 269
Credit ratings
Every rating action on file, newest first, including reaffirmations. Open a row for the agency's reasoning. All credit rating updates
Moderate safety, with caution
Rated BBB+ to BBB by 3 agencies- All agencies agree and none has raised a warning.
| Agency | Current rating | Outlook | As of |
|---|---|---|---|
| CARE | CARE BBB+ | Stable | 15 Jun 2026 |
| CRISIL | Crisil BBB | Stable | 13 May 2026 |
| Infomerics | IVR BBB+ | Stable | 23 Mar 2026 |
| Rating | Details | |||||
|---|---|---|---|---|---|---|
| 15 Jun 2026 | Reaffirmed | CARE BBB+ | — | CARE | ₹ 625 Cr. | |
| 13 May 2026 | Rating action | Crisil BBB | — | CRISIL | ₹ 545 Cr. | |
| 9 Apr 2026 | Reaffirmed | Crisil BBB | — | CRISIL | ₹ 545 Cr. | |
| 30 Mar 2026 | New rating | CARE BBB+ | — | CARE | ₹ 450 Cr. | |
| 23 Mar 2026 | Reaffirmed | IVR BBB+ | — | Infomerics | ₹ 100.2 Cr. |
Board meetings
Results dates and other board meetings. Full calendar
| Details | ||
|---|---|---|
| 1 Sep 2026 | Other business matters | To consider and transact such other business matters as may be contained in the intimation of the Board Meeting. |
| 13 Aug 2026 | Financial Results | To consider and approve the financial results for the period ended Jun 30, 2026 |
| 25 Jun 2026 | Fund Raising | FINKURVE : 25-Jun-2026 : The Company has informed the Exchange that a Board meeting to be held on Jun 24, 2026 has been re-scheduled. Further, the Company has informed the Exchange that the meeting of the Board of Directors of the Company will be held on Jun 25, 2026, To consider Fund Raising |
| 24 Jun 2026 | Fund Raising | To consider Fund Raising aggregating up to Rs. 50 Crores (Rupees Fifty Crores only) through issuance of Non-Convertible Debentures through private placement |
| 15 Jun 2026 | Fund Raising | To consider Fund Raising |
| 20 May 2026 | Financial Results | To consider and approve the Audited Financial results for the period ended March 31, 2026 |
Financials
Consolidated figures in ₹ crore.
| ₹ Cr. | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 23 | 24 | 23 | 28 | 32 | 40 | 40 | 40 | 48 | 52 | 67 | 75 |
| Interest | 1 | 2 | 2 | 2 | 4 | 4 | 6 | 7 | 8 | 14 | 20 | 27 |
| Expenses | 16 | 15 | 15 | 20 | 23 | 28 | 29 | 25 | 32 | 28 | 38 | 37 |
| Financing Profit | 6 | 7 | 7 | 6 | 5 | 8 | 6 | 7 | 8 | 10 | 10 | 12 |
| Financing Margin % | 24.2% | 28.3% | 28% | 20.8% | 14.4% | 20.1% | 13.9% | 18.6% | 16.8% | 19.3% | 14.7% | 15.5% |
| Other Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 2 | 1 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 1 | 1 | 1 |
| Profit before tax | 6 | 7 | 6 | 6 | 5 | 8 | 5 | 7 | 7 | 10 | 10 | 11 |
| Tax % | 20.9% | 25.8% | 24.7% | 25.6% | 25.5% | 27.9% | 25.4% | 25.5% | 19.9% | 29.9% | 22.8% | 24.7% |
| Net Profit | 4 | 5 | 5 | 4 | 3 | 6 | 4 | 5 | 6 | 7 | 8 | 8 |
| EPS in Rs | 0.34 | 0.39 | 0.39 | 0.35 | 0.27 | 0.44 | 0.31 | 0.36 | 0.42 | 0.5 | 0.57 | 0.6 |
Growth and returns
Compounded yearly rates over each period.
- 10 Years
- 36%
- 5 Years
- 59%
- 3 Years
- 60%
- TTM
- 60%
- 10 Years
- 48%
- 5 Years
- 42%
- 3 Years
- 22%
- TTM
- 62%
- 10 Years
- 13%
- 5 Years
- 7%
- 3 Years
- 0%
- TTM
- —
- 10 Years
- 7%
- 5 Years
- 8%
- 3 Years
- 9%
- TTM
- —
P/E and EPS over time
Daily P/E and trailing 12-month EPS. EPS updates with each result.
Peers
Listed companies in the same business.
| Finkurve Financial Services | ₹ 63.15 | ₹ 866 Cr. | 44.4x | 2.6x | 9% | — |
| Bajaj Finance | ₹ 927.00 | ₹ 5,77,146 Cr. | 25x | 5.8x | 18.1% | 23.7% |
| Shriram Finance | ₹ 867.00 | ₹ 2,04,004 Cr. | 13.9x | 3x | 16.4% | 20.9% |
| Jio Financial Services | ₹ 205.00 | ₹ 1,35,364 Cr. | 95.5x | 1.2x | — | 49.8% |
| Tata Capital | ₹ 307.05 | ₹ 1,30,358 Cr. | 20.5x | 3.3x | 12.3% | 16% |
| Power Finance Corporation | ₹ 316.00 | ₹ 1,04,283 Cr. | 5.4x | 1x | 20.7% | 29.1% |
Management
- Aakash Nemichand Jain
- Chief Financial Officer
- Kajal Parmar
- Compliance Officer, Company Secretary
- Priyank Rakesh Kothari
- Executive Director
Prices are delayed and for information only. Nothing on this page is investment advice.