Fedbank Financial Services

NSE: FEDFINABSE: 544027
Compare with peers
₹ 148.70▼ 1.38 (−0.92%)28 Oct, 03:29 pm IST
Market cap
₹ 5,604 Cr.
P/E
12.8x
P/B
2x
52-week range
119.07 – 178.48
ROE
13%
Dividend yield
0%
Debt / equity
4.67
Sector
Finance
Industry
Non Banking Financial Company (NBFC)
Listed on
NSE, BSE

About

Fedbank Financial Services Limited is an India-based non-banking finance company (NBFC). The Company focuses on delivering inclusive financial solutions to underserved and emerging segments. The Company is engaged in the business of lending and has a diversified lending portfolio consisting of gold loans, loans against property, home loans, small and mid-size enterprises (SME) loans and wholesale finance. The Company also extends Micro Loans through tie-ups with sourcing and servicing agents. Its mortgage product portfolio includes small-ticket Loan Against Property (LAP) and home loans, and medium-ticket LAP offerings. Its gold loan product is specifically designed to meet short-term working capital needs, offering a dependable financing solution backed by a high-liquidity asset. Its products are tailored to the needs of traders, wholesalers, distributors, retailers, self-employed professionals, and small manufacturing enterprises, and others.

Quick check

The five things to look at first. Open one for more.

Fedbank Financial Services against the typical company in its industry. The rank is out of the companies that report each figure; green means the better quarter of the pack, red the worse quarter.

  • Valuation (P/E)12.8 against a typical 22.5: cheaper than most peers (1st = cheapest).96th of 284
  • Sales growth+34.4% against a typical +18.3% from a year earlier.102nd of 259
  • Profit growth+63.7% against a typical +20.2% from a year earlier.66th of 214
  • Share price, 3 months−4.1% against a typical −4.2%.129th of 258
  • Size₹ 5,604 Cr. market value against a typical ₹ 43 Cr. (1st = largest).18th of 269

Latest announcements

Exchange filings and their impact on the company.

  • 22 Oct 2026Analysts/Institutional Investor Meet/Con. Call UpdatesHigh impactVery positivePrice −4.2% on 23 Oct
    Record Q2 with 63% profit growth and 17% ROE backs 20-25% AUM growth and 3% ROA target.

    Fedbank Financial Services held its Q2 FY27 earnings call after reporting PAT of Rs 130.8 crore, up 63% year-on-year, with ROA at 2.8% and record ROE at 17%. AUM grew 37% to Rs 22,035 crore on disbursements of Rs 6,676 crore, led by gold AUM up 77% to Rs 11,917 crore and mortgage AUM up 13.5% to Rs 9,982 crore, while credit cost stayed at 0.6% and GNPA at 1.8%. Management maintained FY27 guidance for 20-25% AUM growth and a 3% ROA target, with at least 150 more gold branches planned in H2.

    Filing
  • 15 Oct 2026Outcome of Board MeetingHigh impactVery positivePrice −1.5% that day
    Q2 profit jumped 63% on 34% revenue growth with stable asset quality.

    Fedbank Financial Services reported strong Q2 FY27 results with total income of Rs 719.8 crore, up 34% from last year, and net profit of Rs 130.8 crore, up 63% year-on-year. For the first half, revenue was Rs 1389 crore and profit was Rs 245 crore, up 58% year-on-year. Asset quality remained stable with gross NPA at 1.82% and net NPA at 1.18%, while the loan book grew to Rs 16,020 crore and capital adequacy stayed strong at 20.96%.

    Filing

Credit ratings

Every rating action on file, newest first, including reaffirmations. Open a row for the agency's reasoning. All credit rating updates

High safety

Rated AA+ by 3 agencies
AA+
DefaultRiskyModerateSafeVery safe
  • All agencies agree and none has raised a warning.
AgencyCurrent ratingOutlookAs of
CRISILCrisil AA+Stable1 Apr 2026
India RatingsIND AA+Stable6 Mar 2026
ICRA——22 Dec 2025
CARECARE AA+Stable8 Oct 2025
Credit rating actions
RatingDetails
1 Apr 2026
Reaffirmed
Crisil AA+—CRISIL₹ 3,750 Cr.
6 Mar 2026
Reaffirmed
IND AA+—India Ratings₹ 7,491.7 Cr.
3 Feb 2026
Reaffirmed
IND AA+—India Ratings₹ 6,741.7 Cr.
22 Dec 2025
Reaffirmed
——ICRA₹ 2,000 Cr.
18 Dec 2025
Reaffirmed
Crisil AA+—CRISIL₹ 3,250 Cr.

Board meetings

Results dates and other board meetings. Full calendar

Details
15 Oct 2026Financial ResultsTo consider and approve the unaudited financial results for the quarter and half year ended September 30, 2026
25 Aug 2026Fund RaisingTo consider Fund Raising
15 Jul 2026Financial ResultsTo consider and approve the financial results for the period ended Jun 30, 2026
28 Apr 2026Financial ResultsTo consider and approve the financial results for the Quarter and Financial Year ended March 31, 2026
3 Mar 2026Fund RaisingTo Consider and approve the Issuance of Non- Convertible Debentures on Private Placement Basis
15 Jan 2026Financial ResultsTo consider and approve the financial results for the period ended December 31, 2025

Share price

1M change −1.34%
1 of 2 filing days came with a big price moveBiggest −4.2% on 23 Oct 2026AI reading matched the move 0 of 1
Volume (shares)Price (₹)
Close price

Financials

Standalone figures in ₹ crore.

Quarterly results
₹ Cr.Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Sep 2026
Revenue413408477513530536517535555616670719
Interest176173202214221216218214208239273288
Expenses156154184207273210187202215228230238
Financing Profit8280919236111112120132149167193
Financing Margin %20%20%19%18%7%21%22%22%24%24%25%27%
Other Income162014621111100
Depreciation10911121313121314151415
Profit before tax889194862599100107118135153178
Tax %26%26%25%25%25%27%25%25%26%25%25%27%
Net Profit656870651972758088101114131
EPS in Rs1.771.831.891.740.51.922.012.142.352.693.053.49
Gross NPA %2.2%1.7%2%1.9%1.8%2%2%1.9%2.1%1.9%1.6%1.8%
Net NPA %1.7%1.3%1.6%1.5%1.1%1.2%1.2%1.3%1.4%1.3%1%1.2%

Growth and returns

Compounded yearly rates over each period.

Compounded Sales Growth
10 Years
—
5 Years
26%
3 Years
24%
TTM
21%
Compounded Profit Growth
10 Years
—
5 Years
41%
3 Years
22%
TTM
77%
Stock Price CAGR
10 Years
—
5 Years
—
3 Years
—
TTM
—
Return on Equity
10 Years
—
5 Years
12%
3 Years
12%
TTM
—

Shareholding

Latest: Jun 2026.

Promoters
60.67%
−0.3 pts in a year
FIIs
9.3%
+8.53 pts in a year
DIIs
10.89%
−9.22 pts in a year
Public
19.13%
+0.98 pts in a year

P/E and EPS over time

Daily P/E and trailing 12-month EPS. EPS updates with each result.

P/E 12.8xEPS (12 months) ₹ 11.57Median P/E 17.3x
P/E (times)EPS (₹)

Peers

Listed companies in the same business.

Peer comparison
Fedbank Financial Services₹ 148.70₹ 5,604 Cr.12.8x2x13%—
Bajaj Finance₹ 927.00₹ 5,77,146 Cr.25x5.8x18.1%23.7%
Shriram Finance₹ 867.00₹ 2,04,004 Cr.13.9x3x16.4%20.9%
Jio Financial Services₹ 205.00₹ 1,35,364 Cr.95.5x1.2x—49.8%
Tata Capital₹ 307.05₹ 1,30,358 Cr.20.5x3.3x12.3%16%
Power Finance Corporation₹ 316.00₹ 1,04,283 Cr.5.4x1x20.7%29.1%

Management

Parvez Mulla
Chief Executive Officer, Managing Director, Executive Director
Chattapuram Venkatraman Ganesh
Chief Financial Officer
Parthasarathy Rajagopal Iyengar
Compliance Officer, Company Secretary

Prices are delayed and for information only. Nothing on this page is investment advice.