Capital Trust
- Market cap
- ₹ 71 Cr.
- P/E
- 10.4x
- P/B
- 1.15x
- 52-week range
- 10.98 – 29.5
- ROE
- −64%
- Dividend yield
- 0%
- Debt / equity
- 0.65
- Sector
- Finance
- Industry
- Non Banking Financial Company (NBFC)
- Listed on
- NSE, BSE
About
Capital Trust Limited is an India-based non-banking financial company. The Company is engaged in the business of providing loans to small and micro enterprises. It operates in the financing activities segment. It gives access to short-term business loans through the Capital Business Loans (CBL) offering. It offers Capital Trust employees the opportunity to access a portion of their upcoming salary in advance through the Capital Salary Advance facility. This is essentially a loan against their future earnings, which they then repay in installments from their subsequent paychecks. It has developed a rural doorstep-financial technology focusing on providing financial inclusion services to underserved India. Customers can view their loan details, transaction history, and make online repayments through the application that is offered. The financial facilities primarily cater to individuals with low incomes who operate small businesses, often without collateral or a credit history.
Quick check
The five things to look at first. Open one for more.
Compared with its industry
Non Banking Financial Company (NBFC): 288 companies →Capital Trust against the typical company in its industry. The rank is out of the companies that report each figure; green means the better quarter of the pack, red the worse quarter.
- Valuation (P/E)10.4 against a typical 22.7: cheaper than most peers (1st = cheapest).75th of 284
- Sales growth−2.7% against a typical +18.3% from a year earlier.184th of 259
- Share price, 3 months+19.6% against a typical −4.2%.41st of 258
- Size₹ 70.9 Cr. market value against a typical ₹ 43 Cr. (1st = largest).105th of 269
Credit ratings
Every rating action on file, newest first, including reaffirmations. Open a row for the agency's reasoning. All credit rating updates
No up-to-date rating
| Agency | Current rating | Outlook | As of |
|---|---|---|---|
| CARE | Withdrawn | Stable | 16 Dec 2025 |
Every agency has withdrawn its rating.
| Rating | Details | |||||
|---|---|---|---|---|---|---|
| 16 Dec 2025 | Withdrawn | was CARE BB | — | CARE | ₹ 10 Cr. |
Board meetings
Results dates and other board meetings. Full calendar
| Details | ||
|---|---|---|
| 12 Aug 2026 | Financial Results | To consider and approve the financial results for the period ended Jun 30, 2026 |
| 27 May 2026 | Financial Results | To consider and approve the financial results for the period ended March 31, 2026 |
| 14 Feb 2026 | Financial Results | To consider and approve the financial results for the period ended December 31, 2025 |
| 14 Nov 2025 | Financial Results | To consider and approve the financial results for the period ended September 30, 2025 |
| 18 Sep 2025 | Fund Raising | To consider Fund Raising |
| 14 Aug 2025 | Financial Results | To consider and approve the financial results for the period ended Jun 30, 2025 |
Financials
Consolidated figures in ₹ crore.
| ₹ Cr. | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 19 | 19 | 22 | 25 | 25 | 25 | 21 | 12 | 9 | 11 | 9 | 12 |
| Interest | 2 | 3 | 4 | 4 | 5 | 5 | 5 | 4 | 3 | 3 | 2 | 1 |
| Expenses | 17 | 16 | 18 | 20 | 20 | 20 | 16 | 20 | 28 | 10 | 8 | 11 |
| Financing Profit | 0 | 0 | 1 | 1 | 0 | −0 | −0 | −11 | −23 | −2 | −1 | 0 |
| Financing Margin % | 1.2% | 0.3% | 2.5% | 3.4% | 0.7% | −0.3% | −0.5% | −91% | −269.3% | −13.9% | −9.3% | 0.6% |
| Other Income | 1 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | −1 | 1 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 1 | 1 | 1 | 1 | 0 | 0 | 0 | −11 | −23 | −2 | 0 | 0 |
| Tax % | 26.1% | 24.7% | 25.9% | 25.5% | 25.8% | 72.7% | 27.3% | −25.2% | −22.5% | 3.9% | 14,092.3% | −81.8% |
| Net Profit | 1 | 1 | 1 | 1 | 0 | 0 | 0 | −8 | −18 | −2 | −18 | 0 |
| EPS in Rs | 0.11 | 0.12 | 0.14 | 0.16 | 0.05 | 0.01 | 0.02 | −1.8 | −3.88 | −0.71 | −5.35 | 0.06 |
Growth and returns
Compounded yearly rates over each period.
- 10 Years
- −3%
- 5 Years
- −18%
- 3 Years
- −22%
- TTM
- −50%
- 10 Years
- —
- 5 Years
- −44%
- 3 Years
- −1%
- TTM
- −152%
- 10 Years
- −25%
- 5 Years
- −18%
- 3 Years
- −32%
- TTM
- —
- 10 Years
- −3%
- 5 Years
- −22%
- 3 Years
- −19%
- TTM
- —
P/E and EPS over time
Daily P/E and trailing 12-month EPS. EPS updates with each result.
Peers
Listed companies in the same business.
| Capital Trust | ₹ 19.72 | ₹ 71 Cr. | 10.4x | 1.2x | −64% | — |
| Bajaj Finance | ₹ 927.00 | ₹ 5,77,146 Cr. | 25x | 5.8x | 18.1% | 23.7% |
| Shriram Finance | ₹ 867.00 | ₹ 2,04,004 Cr. | 13.9x | 3x | 16.4% | 20.9% |
| Jio Financial Services | ₹ 205.00 | ₹ 1,35,364 Cr. | 95.5x | 1.2x | — | 49.8% |
| Tata Capital | ₹ 307.05 | ₹ 1,30,358 Cr. | 20.5x | 3.3x | 12.3% | 16% |
| Power Finance Corporation | ₹ 316.00 | ₹ 1,04,283 Cr. | 5.4x | 1x | 20.7% | 29.1% |
Management
- Yogen Khosla
- Executive Chairman of the Board, Managing Director
- Vinod Raina
- Chief Financial Officer
- Mukesh Aggarwal
- Deputy Chief Operating Officer
- Yuv Vir Khosla
- Chief Operating Officer
- Tanya Sethi
- Compliance Officer, Company Secretary
- Vahin Khosla
- Joint Managing Director, Executive Director
- Naresh Koul Nazir
- Head Human Resource
Prices are delayed and for information only. Nothing on this page is investment advice.