Aye Finance Ltd

Quick check

The five things to look at first. Open one for more.

• DebtA lenderBorrowing and lending money is this company's business, so its debt is not compared to its net worth.
• ResultsGrowingIn the Sep 2026 quarter, sales rose 18% and profit rose 149% from a year earlier.
• DilutionNo new sharesNo new shares issued in the last year, so existing shareholders' slices were not cut.
• ValuationCheap vs its pastThe share trades at 11.3 times its yearly earnings (P/E), cheaper than 99% of the time in the last 1 years. Its usual P/E is about 18.

Aye Finance Ltd against the typical company in its industry. The rank is out of the companies that report each figure; green means the better quarter of the pack, red the worse quarter.

• Valuation (P/E)11.3 against a typical 22.5: cheaper than most peers (1st = cheapest).82nd of 284
• Sales growth+17.6% against a typical +18.3% from a year earlier.132nd of 259
• Profit growth+148.6% against a typical +20.2% from a year earlier.35th of 214
• Share price, 3 months−19.8% against a typical −4.2%.211th of 258
• Size₹ 3,227.5 Cr. market value against a typical ₹ 43 Cr. (1st = largest).23rd of 269

Exchange filings and their impact on the company.

• 21 Oct 2026Outcome of Board MeetingMedium impactPositivePrice −2.2% that day
  Q2 FY27 results point to continued strong revenue and profit growth for the MSME lender.

  Aye Finance's board approved its financial results for the quarter and half-year ended September 30, 2026. The extractable filing text did not include the detailed numbers, but the prior trend was strong with Q1 FY27 revenue of Rs 477 crore and net profit of Rs 74 crore. If Q2 maintains that run-rate, it would replace a weak year-ago quarter and lift trailing revenue and earnings over the next 12 months.

  Full analysisFiling
• 8 Oct 2026UpdatesMedium impactPositivePrice −4.1% that day
  Q2 AUM up 26% YoY with improving asset quality and 17% higher productivity.

  Aye Finance reported Q2FY27 AUM of Rs 7,604 crore, up 26% year-on-year, with disbursements of Rs 1,403 crore up 10% YoY and 15% quarter-on-quarter. Asset quality improved with PAR over 1 day at 6.88% and GNPA at 4.30%, down 13 bps and 19 bps sequentially, while AUM per employee rose 17% YoY. Management said growth was calibrated due to drought in parts of Maharashtra, Karnataka and Madhya Pradesh, and expects to return to normal disbursements in H2FY27 and deliver on FY27 guidance.

  Full analysisFiling

Results dates and other board meetings. Full calendar

Compounded yearly rates over each period.

Listed companies in the same business.

Gaurav Seth

Chief Financial Officer

Sanjay Sharma

Managing Director, Executive Director