Ascom Leasing & Investments
- Market cap
- ₹ 220 Cr.
- P/E
- 41.8x
- P/B
- 3.99x
- 52-week range
- 109.9 – 285
- ROE
- 10%
- Dividend yield
- 0.1%
- Debt / equity
- 0.04
- Sector
- Finance
- Industry
- Non Banking Financial Company (NBFC)
- Listed on
- NSE SME
About
Ascom Leasing & Investments Limited is an India-based Non-Banking Finance Company. The Company is primarily engaged in the lending business. The Company’s products include Farmer loan, Education Loan, Mortgage Loan, Construction project finance, Gold Loan, Micro, Small and Medium Enterprises (MSME) Finance, and Personal Loan. The Company offers gold loans through Aaditya Group Interest-Free Gold Loans. The gold is insured and is stored in its fire and burglary-proof vaults. The Company provides a loan amount of Rs. 25,000 to 5 crores as a personal loan, with flexible repayment tenure between 1-5 years. Its personal loans include mortgage loans, car loans, home equity lines of credit, credit cards, installment loans, and payday loans. Its personal loan is an unsecured form of loan that can be used for multiple purposes, such as for traveling, education, purchase, home renovation, for marriage, in case of medical emergencies, for business purposes or any other household expenditure.
Quick check
The five things to look at first. Open one for more.
Compared with its industry
Non Banking Financial Company (NBFC): 288 companies →Ascom Leasing & Investments against the typical company in its industry. The rank is out of the companies that report each figure; green means the better quarter of the pack, red the worse quarter.
- Valuation (P/E)41.8 against a typical 22.5: pricier than most peers (1st = cheapest).181st of 284
- Sales growth+8.5% against a typical +18.3% from a year earlier.156th of 259
- Profit growth+6.6% against a typical +20.2% from a year earlier.128th of 214
- Size₹ 219.6 Cr. market value against a typical ₹ 43 Cr. (1st = largest).66th of 269
Board meetings
Results dates and other board meetings. Full calendar
| Details | ||
|---|---|---|
| 7 Sep 2026 | Dividend | To consider dividend |
| 20 May 2026 | Financial Results | To consider and approve the financial results for the period ended Half Year and Financial Year Ended on March 31, 2026 |
| 12 Nov 2025 | Financial Results | To consider and approve the financial results for the period ended September 30, 2025 |
| 9 May 2025 | Financial Results | To consider and approve the financial results for the period ended March 31, 2025 |
| 28 Oct 2024 | Financial Results | To consider and approve the financial results for the period ended September 30, 2024 |
| 30 Apr 2024 | Financial Results | To consider and approve the financial results for the period ended March 31, 2024 |
Financials
Standalone figures in ₹ crore.
| ₹ Cr. | Sep 2020 | Mar 2021 | Sep 2021 | Mar 2022 | Sep 2022 | Mar 2023 | Sep 2023 | Mar 2024 | Sep 2024 | Mar 2025 | Sep 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 5 | 5 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 7 | 6 | 7 |
| Interest | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Expenses | 2 | 2 | 2 | 3 | 2 | 3 | 3 | 3 | 2 | 3 | 2 | 3 |
| Financing Profit | 3 | 3 | 4 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 4 | 4 |
| Financing Margin % | 64.5% | 59.2% | 56.5% | 50.3% | 55.8% | 56.2% | 55.4% | 54.8% | 57.2% | 50% | 56.7% | 53.9% |
| Other Income | −0 | 0 | 0 | 0 | 0 | 0 | −0 | −0 | −0 | 0 | −0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 3 | 3 | 4 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 4 | 3 |
| Tax % | 24.2% | 25.9% | 24.3% | 24.9% | 24.4% | 25.4% | 24.6% | 26% | 24.4% | 25.3% | 25% | 25% |
| Net Profit | 2 | 2 | 3 | 2 | 2 | 3 | 3 | 2 | 3 | 3 | 3 | 3 |
| EPS in Rs | 2.11 | 1.98 | 2.26 | 1.9 | 2.09 | 2.14 | 2.18 | 2.07 | 2.22 | 2.14 | 2.26 | 2.2 |
Growth and returns
Compounded yearly rates over each period.
- 10 Years
- 30%
- 5 Years
- 4%
- 3 Years
- 2%
- TTM
- 1%
- 10 Years
- 63%
- 5 Years
- 2%
- 3 Years
- 2%
- TTM
- 3%
- 10 Years
- —
- 5 Years
- 45%
- 3 Years
- −6%
- TTM
- —
- 10 Years
- 15%
- 5 Years
- 12%
- 3 Years
- 11%
- TTM
- —
P/E and EPS over time
Daily P/E and trailing 12-month EPS. EPS updates with each result.
Peers
Listed companies in the same business.
| Ascom Leasing & Investments | ₹ 187.45 | ₹ 220 Cr. | 41.8x | 4x | 10% | — |
| Bajaj Finance | ₹ 927.00 | ₹ 5,77,146 Cr. | 22.7x | 5.2x | — | 24.2% |
| Shriram Finance | ₹ 867.00 | ₹ 2,04,004 Cr. | 12.4x | 2.6x | — | 22.8% |
| Jio Financial Services | ₹ 205.00 | ₹ 1,35,364 Cr. | 83.8x | 1x | 1.3% | 35.1% |
| Tata Capital | ₹ 307.05 | ₹ 1,30,358 Cr. | 26.5x | 2.9x | — | 17.2% |
| Power Finance Corporation | ₹ 316.00 | ₹ 1,04,283 Cr. | 4.4x | 0.8x | — | 29.1% |
Management
- Tushar Rohitbhai Pandya
- Chairman of the Board, Managing Director
- Sweta Vipinchandra Shah
- Chief Financial Officer
- Smita Chaturvedi
- Compliance Officer, Company Secretary
- Rohitkumar Balvantrai Pandya
- Whole Time Director
- Rupalben Tushar Pandya
- Wholetime Director
Prices are delayed and for information only. Nothing on this page is investment advice.