AGS Transact Technologies
- Market cap
- ₹ 28 Cr.
- P/E
- 57.4x
- P/B
- 0.05x
- 52-week range
- 1.85 – 5.44
- ROE
- −16%
- ROCE
- 1%
- Dividend yield
- 0%
- Debt / equity
- 2.43
- Sector
- Financial Technology (Fintech)
- Industry
- Financial Technology (Fintech)
- Listed on
- NSE, BSE
About
AGS Transact Technologies Limited is an integrated omnichannel payment solutions provider. The Company provides customized products and services comprising automated teller machines (ATM) and cash recycler machines (CRM) outsourcing, cash management and digital payment solutions, including merchant solutions, transaction processing services and mobile wallets. Its segments include Payment Solutions, Banking Automation Solutions, and Other Automation Solutions. The Payment Solutions comprise ATM / cash recyclers, outsourcing and managed services, cash management services, intelligent cash deposit machines (iCDs), and transaction switching and digital payment solutions. Banking Automation Solutions comprise the sale of ATM machines and cash recyclers, currency technology products and self-service terminals and services. Other Automation Solutions comprise the sale of machines and related services and upgrades to customers in the retail, petroleum and color sectors.
Quick check
The five things to look at first. Open one for more.
Compared with its industry
Financial Technology (Fintech): 14 companies →AGS Transact Technologies against the typical company in its industry. The rank is out of the companies that report each figure; green means the better quarter of the pack, red the worse quarter.
- Valuation (P/E)57.4 against a typical 57.4: in line than most peers (1st = cheapest).7th of 13
- Sales growth−43.9% against a typical +24.2% from a year earlier.12th of 12
- Share price, 3 months−10.5% against a typical −12.2%.6th of 13
- Size₹ 27.9 Cr. market value against a typical ₹ 3,381 Cr. (1st = largest).13th of 13
Credit ratings
Every rating action on file, newest first, including reaffirmations. Open a row for the agency's reasoning. All credit rating updates
Look closer
Rated D by India Ratings- The company stopped sharing information with CRISIL.
| Agency | Current rating | Outlook | As of |
|---|---|---|---|
| CRISIL | Crisil D(Issuer Not Cooperating) | — | 17 Apr 2026 |
| India Ratings | IND D(NCO) | — | 27 Mar 2026 |
| Rating | Details | |||||
|---|---|---|---|---|---|---|
| 17 Apr 2026 | Rating action | Crisil D(Issuer Not Cooperating) | — | CRISIL | ₹ 900 Cr. | |
| 27 Mar 2026 | Rating action | IND D(NCO) | — | India Ratings | ₹ 761.1 Cr. |
Board meetings
Results dates and other board meetings. Full calendar
| Details | ||
|---|---|---|
| 14 Feb 2025 | Financial Results | To consider and approve the financial results for the period ended December 31, 2024 |
| 16 Dec 2024 | Other business matters | To consider other business matters among others, proposals to improve the balance sheet position of the Company, including the evaluation of various options for monetizing the Company s existing stake in any of its wholly-owned direct Subsidiaries, i.e., Securevalue India Limited, India TransactServices Limited or Global Transact Services Pte. Ltd. |
| 31 Oct 2024 | Financial Results | AGSTRA : 31-Oct-2024 : The Company has informed the Exchange that a Board meeting to be held on October 30, 2024 has been re-scheduled. Further, the Company has informed the Exchange that the meeting of the Board of Directors of the Company will be held on October 31, 2024, To consider and approve the financial results for the period ended September 30, 2024 |
| 30 Oct 2024 | Financial Results | To consider and approve the financial results for the period ended September 30, 2024 |
| 23 Jul 2024 | Financial Results | To consider and approve the financial results for the period ended Jun 30, 2024 |
| 17 Jun 2024 | Fund Raising | To consider Fund Raising |
Financials
Consolidated figures in ₹ crore.
| ₹ Cr. | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 399 | 418 | 414 | 415 | 425 | 371 | 377 | 374 | 349 | 340 | 352 | 210 |
| Expenses | 324 | 305 | 305 | 315 | 351 | 288 | 369 | 316 | 300 | 246 | 263 | 384 |
| Operating Profit | 75 | 113 | 109 | 101 | 73 | 83 | 7 | 58 | 49 | 93 | 88 | −174 |
| OPM % | 19% | 27% | 26% | 24% | 17% | 22% | 2% | 15% | 14% | 28% | 25% | −83% |
| Other Income | 6 | 10 | 7 | 9 | 10 | 8 | 12 | 10 | 8 | 12 | 16 | 4 |
| Interest | 72 | 35 | 34 | 35 | 39 | 37 | 37 | 38 | 37 | 36 | 36 | 38 |
| Depreciation | 65 | 59 | 58 | 56 | 57 | 54 | 54 | 53 | 53 | 49 | 48 | 44 |
| Profit before tax | −56 | 28 | 23 | 19 | −13 | 1 | −71 | −23 | −32 | 20 | 21 | −252 |
| Tax % | −14% | 32% | 11% | 35% | 20% | 36% | −14% | −32% | −86% | 32% | 27% | −23% |
| Net Profit | −48 | 19 | 21 | 12 | −15 | 1 | −61 | −15 | −4 | 14 | 15 | −194 |
| EPS in Rs | −3.98 | 1.58 | 1.7 | 1.02 | −1.27 | 0.05 | −5.02 | −1.27 | −0.37 | 1.14 | 1.24 | −15.17 |
Growth and returns
Compounded yearly rates over each period.
- 10 Years
- —
- 5 Years
- −4%
- 3 Years
- −6%
- TTM
- −19%
- 10 Years
- —
- 5 Years
- —
- 3 Years
- —
- TTM
- −86%
- 10 Years
- —
- 5 Years
- —
- 3 Years
- −65%
- TTM
- —
- 10 Years
- —
- 5 Years
- 1%
- 3 Years
- −8%
- TTM
- —
P/E and EPS over time
Daily P/E and trailing 12-month EPS. EPS updates with each result.
Peers
Listed companies in the same business.
| AGS Transact Technologies | ₹ 1.88 | ₹ 28 Cr. | 57.4x | 0.1x | −16% | — |
| Bajaj Finance | ₹ 927.00 | ₹ 5,77,146 Cr. | 25x | 5.8x | 18.1% | 23.7% |
| Shriram Finance | ₹ 867.00 | ₹ 2,04,004 Cr. | 13.9x | 3x | 16.4% | 20.9% |
| Jio Financial Services | ₹ 205.00 | ₹ 1,35,364 Cr. | 95.5x | 1.2x | — | 49.8% |
| Tata Capital | ₹ 307.05 | ₹ 1,30,358 Cr. | 20.5x | 3.3x | 12.3% | 16% |
| Power Finance Corporation | ₹ 316.00 | ₹ 1,04,283 Cr. | 5.4x | 1x | 20.7% | 29.1% |
Management
- Ravi Badrinarai Goyal
- Executive Chairman, Managing Director
- Ricardos El Khoury
- Director and Chief Executive Officer of Novus SGP
- Nikesh Samaiya
- Executive Vice President - Technology of AGS Transact Technologies
- Ashish Mehta
- Head - IT and Infrastructure of AGS Transact Technologies
- Sudheer Parappurath
- Head - Risk and Operations of ITSL
- P. K Rajnarayan
- Head - Retail Sales Business of AGS Transact Technologies
- Satish Zope
- Head - Petroleum of AGS Transact Technologies
Prices are delayed and for information only. Nothing on this page is investment advice.