Upsurge Investment & Finance Ltd
- Market cap
- ₹ 114 Cr.
- P/E
- 10.1x
- P/B
- 0.98x
- 52-week range
- 47 – 94
- ROE
- 3%
- Dividend yield
- 1%
- Debt / equity
- 0.04
- Sector
- Finance
- Industry
- Non Banking Financial Company (NBFC)
- Listed on
- BSE
About
Upsurge Investment and Finance Ltd. is an India-based non-banking financial company (NBFC), which is engaged in providing financial advisory, capital-growing and comprehensive managerial services to small and mid-size enterprises (SMEs). The Company's services include corporate advisory, business strategization and management, institutional and syndicated financing, financial advisory, and retail financing. Its corporate advisory services include governance and concurrent audits, compliance health checks and knowledge warehousing. Its business strategization and management services include reconceptualizing of clients business strategy in order to improve their financial model and management. Its institutional and syndicated financing includes standard business loans and project financing. It provides individual loans to SMEs as well as through syndicated funding options. The Company assists in capital-raising processes. Its retail financing service specializes in offering microcredit.
Quick check
The five things to look at first. Open one for more.
Compared with its industry
Non Banking Financial Company (NBFC): 288 companies →Upsurge Investment & Finance Ltd against the typical company in its industry. The rank is out of the companies that report each figure; green means the better quarter of the pack, red the worse quarter.
- Valuation (P/E)10.1 against a typical 22.5: cheaper than most peers (1st = cheapest).72nd of 284
- Sales growth+54.5% against a typical +18.3% from a year earlier.73rd of 259
- Profit growth+100% against a typical +20.2% from a year earlier.49th of 214
- Share price, 3 months−24.3% against a typical −4.2%.231st of 258
- Size₹ 113.5 Cr. market value against a typical ₹ 43 Cr. (1st = largest).89th of 269
Financials
Standalone figures in ₹ crore.
| ₹ Cr. | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 10 | 17 | 21 | 19 | 39 | 18 | 37 | 22 | 22 | 9 | 2 | 34 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Expenses | 6 | 14 | 17 | 14 | 28 | 16 | 36 | 13 | 21 | 7 | 10 | 14 |
| Financing Profit | 3 | 3 | 3 | 6 | 12 | 2 | 0 | 9 | 1 | 1 | −8 | 21 |
| Financing Margin % | 33% | 18% | 16% | 29% | 30% | 10% | 0% | 41% | 4% | 13% | −329% | 60% |
| Other Income | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 2 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 3 | 3 | 3 | 6 | 12 | 2 | 0 | 11 | 1 | 1 | −8 | 21 |
| Tax % | 17% | 18% | 16% | 21% | 20% | 0% | 34% | 30% | 0% | 28% | −22% | 22% |
| Net Profit | 3 | 2 | 3 | 4 | 9 | 2 | 0 | 8 | 1 | 1 | −6 | 16 |
| EPS in Rs | 1.73 | 1.64 | 1.81 | 2.96 | 4.68 | 0.88 | 0.15 | 3.83 | 0.47 | 0.42 | −2.84 | 7.33 |
Growth and returns
Compounded yearly rates over each period.
- 10 Years
- 14%
- 5 Years
- 14%
- 3 Years
- 18%
- TTM
- −42%
- 10 Years
- 33%
- 5 Years
- −19%
- 3 Years
- 86%
- TTM
- −39%
- 10 Years
- 9%
- 5 Years
- 17%
- 3 Years
- 22%
- TTM
- —
- 10 Years
- 12%
- 5 Years
- 13%
- 3 Years
- 13%
- TTM
- —
P/E and EPS over time
Daily P/E and trailing 12-month EPS. EPS updates with each result.
Peers
Listed companies in the same business.
| Upsurge Investment & Finance Ltd | ₹ 53.39 | ₹ 114 Cr. | 10.1x | 1x | 3% | — |
| Bajaj Finance | ₹ 927.00 | ₹ 5,77,146 Cr. | 25x | 5.8x | 18.1% | 23.7% |
| Shriram Finance | ₹ 867.00 | ₹ 2,04,004 Cr. | 13.9x | 3x | 16.4% | 20.9% |
| Jio Financial Services | ₹ 205.00 | ₹ 1,35,364 Cr. | 95.5x | 1.2x | — | 49.8% |
| Tata Capital | ₹ 307.05 | ₹ 1,30,358 Cr. | 20.5x | 3.3x | 12.3% | 16% |
| Power Finance Corporation | ₹ 316.00 | ₹ 1,04,283 Cr. | 5.4x | 1x | 20.7% | 29.1% |
Management
- Dayakrishna K. Goyal
- Executive Chairman of the Board, Managing Director
- Mayank Goyal
- Chief Financial Officer
- Daya Dhavalbhai Savani
- Compliance Officer, Company Secretary
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