Unifinz Capital India
- Market cap
- ₹ 593 Cr.
- P/E
- 6.5x
- P/B
- 3.8x
- 52-week range
- 61 – 146.15
- ROE
- 72%
- Dividend yield
- 0.4%
- Debt / equity
- 1.69
- Sector
- Finance
- Industry
- Non Banking Financial Company (NBFC)
- Listed on
- BSE
About
Unifinz Capital India Limited is an India-based non-banking financial company (NBFC). The Company is engaged in the business of consumer lending. It provides a range of financial services, including loans, asset financing, hire-purchase, and leasing. Lendingplate is the brand name under which the Company conducts its lending operations and specializes in meeting customers' instant financial needs. Its personal loans are available in the range of 10,000 to 2.50 lakhs rupees that can be used for a variety of purposes. The personal loans include personal loan for weddings, personal loan for travel, debt collection loan, home renovation loan, and personal loan for medical care. It provides unsecured personal loans to individuals spread across 17 States covering over 250 cities.
Quick check
The five things to look at first. Open one for more.
Compared with its industry
Non Banking Financial Company (NBFC): 288 companies →Unifinz Capital India against the typical company in its industry. The rank is out of the companies that report each figure; green means the better quarter of the pack, red the worse quarter.
- Valuation (P/E)6.5 against a typical 22.5: cheaper than most peers (1st = cheapest).34th of 284
- Sales growth+116.9% against a typical +18.3% from a year earlier.38th of 259
- Profit growth0% against a typical +20.2% from a year earlier.134th of 214
- Share price, 3 months+28.7% against a typical −3.6%.31st of 257
- Size₹ 593 Cr. market value against a typical ₹ 43 Cr. (1st = largest).43rd of 269
Financials
Standalone figures in ₹ crore.
| ₹ Cr. | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 9 | 8 | 9 | 15 | 24 | 37 | 45 | 83 | 129 | 148 | 152 | 180 |
| Interest | 1 | 1 | 1 | 1 | 1 | 2 | 2 | 3 | 9 | 11 | 12 | 23 |
| Expenses | 7 | 8 | 8 | 11 | 15 | 27 | 34 | 57 | 87 | 98 | 116 | 133 |
| Financing Profit | 1 | −1 | 0 | 3 | 7 | 9 | 9 | 23 | 33 | 38 | 24 | 24 |
| Financing Margin % | 13% | −16% | −4% | 18% | 29% | 23% | 20% | 27% | 26% | 26% | 16% | 13% |
| Other Income | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 1 | −1 | −1 | 3 | 7 | 8 | 9 | 22 | 33 | 38 | 24 | 23 |
| Tax % | 27% | −25% | −55% | 34% | 26% | 26% | 20% | 25% | 27% | 29% | 19% | 25% |
| Net Profit | 1 | −1 | 0 | 2 | 5 | 6 | 7 | 17 | 24 | 27 | 19 | 17 |
| EPS in Rs | 0.44 | −0.68 | −0.15 | 1.06 | 2.95 | 1.88 | 1.67 | 3.79 | 5.43 | 6.11 | 4.34 | 3.92 |
Growth and returns
Compounded yearly rates over each period.
- 10 Years
- 131%
- 5 Years
- 237%
- 3 Years
- 282%
- TTM
- 222%
- 10 Years
- 148%
- 5 Years
- 182%
- 3 Years
- 443%
- TTM
- 149%
- 10 Years
- —
- 5 Years
- 10%
- 3 Years
- 138%
- TTM
- —
- 10 Years
- 56%
- 5 Years
- 60%
- 3 Years
- 64%
- TTM
- —
P/E and EPS over time
Daily P/E and trailing 12-month EPS. EPS updates with each result.
Peers
Listed companies in the same business.
| Unifinz Capital India | ₹ 134.50 | ₹ 593 Cr. | 6.5x | 3.8x | 72% | — |
| Bajaj Finance | ₹ 927.00 | ₹ 5,77,146 Cr. | 24.8x | 5.7x | 18.1% | 23.7% |
| Shriram Finance | ₹ 867.00 | ₹ 2,04,004 Cr. | 13.9x | 3x | — | 22.8% |
| Jio Financial Services | ₹ 205.00 | ₹ 1,35,364 Cr. | 92.8x | 1.1x | — | 49.8% |
| Tata Capital | ₹ 307.05 | ₹ 1,30,358 Cr. | 29.6x | 3.2x | 12.3% | 16% |
| Power Finance Corporation | ₹ 316.00 | ₹ 1,04,283 Cr. | 5.6x | 1x | 20.7% | 29.1% |
Prices are delayed and for information only. Nothing on this page is investment advice.