UCO Bank

Quick check

The five things to look at first. Open one for more.

• DebtHigh safetyRated AA to AA- by 4 agencies.
• ResultsGrowingIn the Sep 2026 quarter, sales rose 12% and profit rose 27% from a year earlier.
• DilutionNo new sharesNo new shares issued in the last year, so existing shareholders' slices were not cut.
• PromotersSteadyThe promoters (founders or parent) own 91% of the company, about the same as in Sep 2025.
• ValuationCheap vs its pastThe share trades at 11.2 times its yearly earnings (P/E), cheaper than 100% of the time in the last 4 years. Its usual P/E is about 18.

UCO Bank against the typical company in its industry. The rank is out of the companies that report each figure; green means the better quarter of the pack, red the worse quarter.

• Valuation (P/E)11.2 against a typical 7: pricier than most peers (1st = cheapest).12th of 12
• Sales growth+11.5% against a typical +12.3% from a year earlier.7th of 12
• Profit growth+26.8% against a typical +23.7% from a year earlier.6th of 12
• Share price, 3 months−16.7% against a typical −5.1%.11th of 12
• Size₹ 27,078.4 Cr. market value against a typical ₹ 59,662.7 Cr. (1st = largest).9th of 11

Exchange filings and their impact on the company.

• 15 Oct 2026Outcome of Board MeetingHigh impactPositivePrice −1.7% that day
  Q2 profit up 27% YoY with sharply better asset quality and strong loan growth.

  UCO Bank reported Q2 FY27 net profit of Rs 785.6 crore, up 26.8% from Rs 620 crore a year ago, on total income of Rs 8,174 crore. Operating profit rose 16% to Rs 1,872 crore. Asset quality improved sharply with gross NPA down to 1.96% from 2.56% and net NPA to 0.18%, while advances grew 25% year-on-year and capital adequacy stayed strong at 18.85%.

  Full analysisFiling
• 8 Oct 2026UpdatesLow impactPositivePrice −1.9% that day
  UCO Bank raised TBLR, G-Sec and repo-linked lending rates by 5-38 bps, mildly supporting NIM and earnings.

  UCO Bank's ALCO revised benchmark lending rates effective 8 Oct 2026, keeping MCLR, Base Rate and BPLR unchanged. TBLR rose to 5.30% (3-month), 5.70% (6-month) and 5.95% (12-month), UCO G-Sec (1-year) to 6.26%, 10-year G-Sec yield to 7.32%, and repo-linked rates to 8.30% (UCO Float) and 5.50% (UCO Prime). The selective hike should modestly support net interest margin and interest income over the next year as linked loans reprice.

  Full analysisFiling

Results dates and other board meetings. Full calendar

Compounded yearly rates over each period.

Listed companies in the same business.

Rajendra Kumar Saboo

Chief Executive Officer, Managing Director, Executive Director

Sumit Khandelwal

Chief Financial Officer

Vikash Gupta

Compliance Officer, Company Secretary

Vijaykumar Nivrutti Kamble

Executive Director