Regency Fincorp
- Market cap
- ₹ 534 Cr.
- P/E
- 23.1x
- P/B
- 3.13x
- 52-week range
- 22.71 – 71.8
- ROE
- 10%
- ROCE
- 11%
- Dividend yield
- 0%
- Debt / equity
- 0.97
- Sector
- Finance
- Industry
- Other Financial Services
- Listed on
- BSE
About
Regency Fincorp Limited is an India-based non-banking financial company. The Company is engaged in lending and allied activities. It provides financial services, mainly in the form of microcredit, to the women entrepreneurs and micro, small and medium enterprises (MSMEs) of the country. Its credit extended is used majorly in agriculture and allied activities as well as in small businesses. It offers short-term loans that can be used to purchase inventory, business expansion, mining equipment loans. It also provides loans for plant and machinery, office furniture, display panels, office automation like personal computers (PCs), laptops, and printers. The Company’s products include Regency micro business/ personal loan, Regency women entrepreneurs loan, merchant loan, loans against property. The Company also provides personal loans and consumer durable loans.
Quick check
The five things to look at first. Open one for more.
Compared with its industry
Other Financial Services: 120 companies →Regency Fincorp against the typical company in its industry. The rank is out of the companies that report each figure; green means the better quarter of the pack, red the worse quarter.
- Valuation (P/E)23.1 against a typical 32.1: cheaper than most peers (1st = cheapest).48th of 119
- Sales growth+108% against a typical +10.4% from a year earlier.16th of 93
- Profit growth+122.5% against a typical −1.6% from a year earlier.16th of 85
- Share price, 3 months+47.5% against a typical −6.2%.3rd of 97
- Size₹ 534.2 Cr. market value against a typical ₹ 35.5 Cr. (1st = largest).12th of 113
Financials
Consolidated figures in ₹ crore.
| ₹ Cr. | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 4 | 4 | 4 | 3 | 4 | 5 | 7 | 8 | 8 | 9 | 10 | 16 |
| Expenses | 1 | 1 | 1 | 1 | 1 | 1 | 3 | 2 | 2 | 2 | 4 | 3 |
| Operating Profit | 3 | 3 | 3 | 2 | 3 | 4 | 5 | 5 | 6 | 7 | 6 | 13 |
| OPM % | 77% | 80.6% | 72.9% | 71.4% | 67.6% | 75.4% | 63.4% | 68.8% | 71.3% | 78.7% | 59.3% | 83.1% |
| Other Income | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 2 | 2 | 1 | 2 | 1 |
| Interest | 2 | 2 | 2 | 2 | 2 | 3 | 2 | 2 | 3 | 3 | 3 | 5 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 1 | 1 | 1 | 1 | 1 | 1 | 4 | 4 | 5 | 5 | 5 | 9 |
| Tax % | 26.8% | 25.4% | 18.5% | 26% | 25.9% | 25.4% | 26.3% | 28.2% | 26.9% | 25.9% | 24.7% | 25.1% |
| Net Profit | 0 | 1 | 1 | 1 | 1 | 1 | 3 | 3 | 3 | 3 | 4 | 7 |
| EPS in Rs | 0.12 | 0.15 | 0.2 | 0.12 | 0.18 | 0.21 | 0.41 | 0.45 | 0.48 | 0.42 | 0.44 | 0.79 |
Growth and returns
Compounded yearly rates over each period.
- 10 Years
- 52%
- 5 Years
- 45%
- 3 Years
- 37%
- TTM
- 77%
- 10 Years
- 43%
- 5 Years
- 96%
- 3 Years
- 144%
- TTM
- 128%
- 10 Years
- —
- 5 Years
- 53%
- 3 Years
- 64%
- TTM
- —
- 10 Years
- 8%
- 5 Years
- 8%
- 3 Years
- 8%
- TTM
- —
P/E and EPS over time
Daily P/E and trailing 12-month EPS. EPS updates with each result.
Peers
Listed companies in the same business.
| Regency Fincorp | ₹ 64.30 | ₹ 534 Cr. | 23.1x | 3.1x | 10% | — |
| Bajaj Finance | ₹ 927.00 | ₹ 5,77,146 Cr. | 25.8x | 5.9x | — | 24.2% |
| Shriram Finance | ₹ 867.00 | ₹ 2,04,004 Cr. | 15x | 3.2x | — | 22.8% |
| Jio Financial Services | ₹ 205.00 | ₹ 1,35,364 Cr. | 97.8x | 1.2x | — | 49.8% |
| Tata Capital | ₹ 307.05 | ₹ 1,30,358 Cr. | 30.3x | 3.3x | — | 17.2% |
| Power Finance Corporation | ₹ 316.00 | ₹ 1,04,283 Cr. | 5x | 0.9x | — | 29.1% |
Management
- Sarfaraz Mallick
- Chief Financial Officer, Whole Time Director
- Abhimanyu ..
- Compliance Officer, Company Secretary
- Gaurav Kumar
- Managing Director, Executive Director
- Sahara Khanna
- Whole Time Director
- Vishal Rai Sarin
- Whole Time Director
Prices are delayed and for information only. Nothing on this page is investment advice.