Real Touch Finance
- Market cap
- ₹ 45 Cr.
- P/E
- 8.2x
- P/B
- 0.87x
- 52-week range
- 32.23 – 64.8
- ROE
- 10%
- ROCE
- 11.1%
- Dividend yield
- 0%
- Debt / equity
- 4.91
- Sector
- Finance
- Industry
- Other Financial Services
- Listed on
- BSE
About
Real Touch Finance Limited is an India-based non-banking finance company. The Company offers various products, such as personal loan, personal loan for education expenses, loan against property, secured business loan, structured finance and EMI calculator. The Company provides personal loans for wedding, children higher education, home renovation, professional expenses, immediate business expenses and pay for family holiday. The Company offers secured business loan to businesses like grocery stores, tailoring shops, vegetable vendors, agriculture farms, small mechanic shops, and others. Its structured finance is specially designed for corporates to resolve their immediate short- and long-term financial requirements. Such requirements are resolved through its tailor-made products. It accepts the residential or commercial property as collateral and offers a longer repayment tenor. The Company operates from Kolkata and Tamil Nadu.
Quick check
The five things to look at first. Open one for more.
Compared with its industry
Other Financial Services: 120 companies →Real Touch Finance against the typical company in its industry. The rank is out of the companies that report each figure; green means the better quarter of the pack, red the worse quarter.
- Valuation (P/E)8.2 against a typical 30.9: cheaper than most peers (1st = cheapest).16th of 119
- Sales growth+5.5% against a typical +10.4% from a year earlier.51st of 93
- Profit growth−13.4% against a typical −1.6% from a year earlier.46th of 85
- Share price, 3 months−37.4% against a typical −4.8%.93rd of 97
- Size₹ 45.3 Cr. market value against a typical ₹ 35.5 Cr. (1st = largest).51st of 113
Financials
Standalone figures in ₹ crore.
| ₹ Cr. | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 5 | 5 | 4 | 6 | 7 | 8 | 8 | 8 | 9 | 9 | 11 | 9 |
| Expenses | 2 | 2 | 0 | 2 | 2 | 2 | 4 | 2 | 4 | 2 | 4 | 1 |
| Operating Profit | 3 | 4 | 4 | 5 | 5 | 6 | 4 | 6 | 4 | 7 | 8 | 7 |
| OPM % | 52.5% | 68.9% | 97.6% | 74.8% | 73.5% | 77.2% | 54.8% | 71.6% | 49.3% | 75.7% | 66.6% | 84.4% |
| Other Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 2 | 0 | 1 | 0 |
| Interest | 2 | 2 | 3 | 3 | 3 | 4 | 4 | 4 | 4 | 5 | 6 | 6 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 1 | 1 | 0 | 1 | 2 | 2 | 1 | 2 | 3 | 1 | 2 | 1 |
| Tax % | 61.4% | 38% | −43.2% | 25% | 25% | 20% | −19.3% | 25% | 25.2% | 25.4% | 52.2% | 17.1% |
| Net Profit | 0 | 1 | 1 | 1 | 1 | 2 | 1 | 1 | 2 | 1 | 1 | 1 |
| EPS in Rs | 0.27 | 0.68 | 0.42 | 0.82 | 0.92 | 1.36 | 0.54 | 1.06 | 1.59 | 0.68 | 0.76 | 0.91 |
Growth and returns
Compounded yearly rates over each period.
- 10 Years
- 49%
- 5 Years
- 77%
- 3 Years
- 56%
- TTM
- 23%
- 10 Years
- 30%
- 5 Years
- 29%
- 3 Years
- 26%
- TTM
- 2%
- 10 Years
- 8%
- 5 Years
- 44%
- 3 Years
- 21%
- TTM
- —
- 10 Years
- 6%
- 5 Years
- 8%
- 3 Years
- 9%
- TTM
- —
P/E and EPS over time
Daily P/E and trailing 12-month EPS. EPS updates with each result.
Peers
Listed companies in the same business.
| Real Touch Finance | ₹ 32.23 | ₹ 45 Cr. | 8.2x | 0.9x | 10% | — |
| Bajaj Finance | ₹ 927.00 | ₹ 5,77,146 Cr. | 22.7x | 5.2x | 19.2% | 24.6% |
| Shriram Finance | ₹ 867.00 | ₹ 2,04,004 Cr. | 12.4x | 2.6x | — | 22.8% |
| Jio Financial Services | ₹ 205.00 | ₹ 1,35,364 Cr. | 83.8x | 1x | 1.3% | 35.1% |
| Tata Capital | ₹ 307.05 | ₹ 1,30,358 Cr. | 26.5x | 2.9x | — | 17.2% |
| Power Finance Corporation | ₹ 316.00 | ₹ 1,04,283 Cr. | 4.4x | 0.8x | — | 29.1% |
Management
- Mathangi G.
- Chief Financial Officer
- Varsha Gupta
- Company Secretary and Compliance Officer
- Angalappan Anandakumar
- Managing Director, Additional Director
Prices are delayed and for information only. Nothing on this page is investment advice.