Punjab & Sind Bank

Quick check

The five things to look at first. Open one for more.

• DebtHigh safetyRated AA by 5 agencies.
• ResultsGrowingIn the Sep 2026 quarter, sales rose 13% and profit rose 40% from a year earlier.
• DilutionNo new sharesNo new shares issued in the last year, so existing shareholders' slices were not cut.
• PromotersSteadyThe promoters (founders or parent) own 94% of the company, about the same as in Sep 2025.
• ValuationCheap vs its pastThe share trades at 8.8 times its yearly earnings (P/E), cheaper than 96% of the time in the last 5 years. Its usual P/E is about 10.

Punjab & Sind Bank against the typical company in its industry. The rank is out of the companies that report each figure; green means the better quarter of the pack, red the worse quarter.

• Valuation (P/E)8.8 against a typical 7: pricier than most peers (1st = cheapest).10th of 12
• Sales growth+13.2% against a typical +12.3% from a year earlier.6th of 12
• Profit growth+39.7% against a typical +23.7% from a year earlier.2nd of 12
• Share price, 3 months−21.3% against a typical −5.1%.12th of 12
• Size₹ 12,925.9 Cr. market value against a typical ₹ 59,662.7 Cr. (1st = largest).11th of 11

Exchange filings and their impact on the company.

• 27 Oct 2026Analysts/Institutional Investor Meet/Con. Call UpdatesHigh impactPositivePrice −5% on 28 Oct
  Q2 FY27 delivered 19% loan growth and 40% profit jump with better margins and asset quality, guiding to sustained high growth.

  Punjab & Sind Bank's Q2 FY27 earnings call reported business of Rs 2,79,231 crore up 15.7%, with advances up 19.3% to Rs 1,25,919 crore and deposits up 13% to Rs 1,53,312 crore. Net interest income grew 22%, operating profit grew 22% to Rs 617 crore and net profit grew nearly 40% to Rs 412 crore, with NIM at 2.77%, gross NPA at 2.09% and net NPA at 0.61%. Management guided for 18-20% loan growth, RAM share rising to 65% by March 2027, recoveries over Rs 1,000 crore, an ECL transition hit of about Rs 700 crore, and a planned QIP for which merchant bankers are appointed.

  Full analysisFiling
• 17 Oct 2026Outcome of Board MeetingMedium impactPositivePrice −0.1% on 19 Oct
  Board approved Q2/H1 FY27 results, signalling continuity of growth and improving asset quality.

  Punjab & Sind Bank's board on October 17, 2026 approved the reviewed unaudited results for the quarter and half year ended September 30, 2026. The filing also states that Regulation 32 fund-utilisation deviation is not applicable and includes the security cover certificate. Detailed Q2 numbers were not available in the extracted text, but recent quarters show growing income and profit with Gross NPA down to around 2.2%.

  Full analysisFiling

Results dates and other board meetings. Full calendar

Compounded yearly rates over each period.

Listed companies in the same business.

Swarup Kumar Saha

Chief Executive Officer, Managing Director, Executive Director

Arnab Goswamy

Chief Financial Officer

Prem Chand Kumar

Chief Technical Officer

Ravi Gupta

Chief Compliance Officer

Dheeraj Kumar Gaur

Chief Risk Officer

Mahima Agarwal

General Manager

Rajiv Kumar Bansal

General Manager

Ratnesh Chandra

General Manager