Niyogin Fintech
- Market cap
- ₹ 468 Cr.
- P/E
- 92.3x
- P/B
- 1.45x
- 52-week range
- 30.2 – 72.87
- ROE
- 0%
- Dividend yield
- 0%
- Debt / equity
- 0.82
- Sector
- Finance
- Industry
- Non Banking Financial Company (NBFC)
- Listed on
- BSE
About
Niyogin Fintech Limited is a non-banking financial company. The Company operates through two segments: financing related activities and technology-related activities. The Company’s product suite includes iServeU, Niyogin AI, Moneyfront, among others. The iServeU platform provides its partners with a comprehensive financial infrastructure and Banking-as-a-Service (BaaS) platform, featuring APIs, SDKs, and full-stack solutions. Its Niyogin AI houses the artificial intelligence (AI) based platform SuperScan, which is an AI-enabled toolkit that employs Optical Recognition technology to convert unstructured data into structured input. Its Wealth Tech product stack includes direct to individual platform, a SaaS-based platform, a wealth analytics platform and a platform for individuals to help them in financial planning. It delivers solutions for credit, financial inclusion, investments and software as a service (SaaS) service. It is focused on serving micro, small and medium enterprises.
Quick check
The five things to look at first. Open one for more.
Compared with its industry
Non Banking Financial Company (NBFC): 288 companies →Niyogin Fintech against the typical company in its industry. The rank is out of the companies that report each figure; green means the better quarter of the pack, red the worse quarter.
- Valuation (P/E)92.3 against a typical 22.5: pricier than most peers (1st = cheapest).220th of 284
- Sales growth−19.8% against a typical +18.3% from a year earlier.211th of 259
- Share price, 3 months+9% against a typical −4.2%.67th of 258
- Size₹ 467.6 Cr. market value against a typical ₹ 43 Cr. (1st = largest).49th of 269
Financials
Consolidated figures in ₹ crore.
| ₹ Cr. | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 47 | 54 | 50 | 50 | 73 | 111 | 70 | 82 | 70 | 63 | 72 | 66 |
| Interest | 1 | 1 | 2 | 2 | 3 | 4 | 3 | 4 | 5 | 6 | 7 | 8 |
| Expenses | 56 | 55 | 50 | 56 | 71 | 112 | 70 | 80 | 67 | 69 | 66 | 61 |
| Financing Profit | −9 | −3 | −2 | −8 | −2 | −5 | −3 | −3 | −3 | −13 | −1 | −4 |
| Financing Margin % | −20.1% | −5.5% | −3.8% | −16% | −2.6% | −4.3% | −4.3% | −3.5% | −3.7% | −20.1% | −1.8% | −5.6% |
| Other Income | 0 | 0 | 1 | 0 | 0 | 2 | 2 | 4 | 6 | 17 | 5 | 1 |
| Depreciation | 2 | 2 | 2 | 2 | 3 | 2 | 2 | 2 | 3 | 3 | 3 | 4 |
| Profit before tax | −11 | −5 | −3 | −10 | −4 | −5 | −3 | −1 | 1 | 2 | 1 | −6 |
| Tax % | −12.3% | −4.8% | 28.4% | −0.3% | 4.9% | −6.5% | −186.5% | 143.4% | 31.5% | 73.8% | 21.8% | −18.7% |
| Net Profit | −10 | −5 | −4 | −10 | −4 | −5 | 3 | −2 | 1 | 0 | 1 | −5 |
| EPS in Rs | −0.72 | −0.33 | −0.22 | −0.68 | −0.44 | −0.51 | −0.03 | −0.14 | 0.03 | 0.01 | 0.06 | −0.24 |
Growth and returns
Compounded yearly rates over each period.
- 10 Years
- —
- 5 Years
- 42%
- 3 Years
- 38%
- TTM
- −19%
- 10 Years
- —
- 5 Years
- 14%
- 3 Years
- 26%
- TTM
- 85%
- 10 Years
- 23%
- 5 Years
- −8%
- 3 Years
- −13%
- TTM
- —
- 10 Years
- —
- 5 Years
- −4%
- 3 Years
- −4%
- TTM
- —
P/E and EPS over time
Daily P/E and trailing 12-month EPS. EPS updates with each result.
Peers
Listed companies in the same business.
| Niyogin Fintech | ₹ 45.00 | ₹ 468 Cr. | 92.3x | 1.5x | 0% | — |
| Bajaj Finance | ₹ 927.00 | ₹ 5,77,146 Cr. | 25.2x | 5.8x | 18.1% | 23.7% |
| Shriram Finance | ₹ 867.00 | ₹ 2,04,004 Cr. | 13.9x | 3x | 16.4% | 20.9% |
| Jio Financial Services | ₹ 205.00 | ₹ 1,35,364 Cr. | 93.9x | 1.1x | — | 49.8% |
| Tata Capital | ₹ 307.05 | ₹ 1,30,358 Cr. | 20.4x | 3.3x | 12.3% | 16% |
| Power Finance Corporation | ₹ 316.00 | ₹ 1,04,283 Cr. | 5.5x | 1x | 20.7% | 29.1% |
Management
- Amit Vijay Rajpal
- Non-Executive Chairman of the Board, Co-Founder
- Abhishek Thakkar
- Co-President, Chief Financial Officer
- Sanket Shendure
- Co-President, Chief Product and Growth Officer
- Tashwinder Harjap Singh
- Chief Executive Officer, Managing Director, Executive Director
- Akash Sethi
- Deputy Chief Executive Officer
- Gaurav Makarand Patankar
- Co-Founder, Non-Executive Director
- Mohit Gang
- Chief Executive Officer - Moneyfront
- Debiprasad Sarangi
- Chief Executive Officer - ISERVEU
Prices are delayed and for information only. Nothing on this page is investment advice.