Kreon Finnancial Services
- Market cap
- ₹ 192 Cr.
- P/E
- 966x
- P/B
- 5.25x
- 52-week range
- 23.92 – 102
- ROE
- 22%
- Dividend yield
- 0%
- Debt / equity
- 1
- Sector
- Finance
- Industry
- Non Banking Financial Company (NBFC)
- Listed on
- BSE
About
Kreon Finnancial Services Limited is an India-based non-banking finance company (NBFC). The Company is primarily engaged in the business of retail loan lending through its digital platform StuCred. StuCred provides instant short-term loans to college students in India. It also lends the money for other business purposes. It provides access to financial services with the help of cloud computing, rapid user verification, facial recognition and big data analytics. StuCred's credit scoring big data includes anonymized records of real-time credit calculations, actual borrowings, repayment behavior, peer-to-peer (P2P) fund transfers, college information, course information and predictive earning potential. It analyzes huge amounts of online transactions and behavioral data and offers credit scoring services for students and enables online financial enterprises to measure a user's ability and willingness to repay money.
Quick check
The five things to look at first. Open one for more.
Compared with its industry
Non Banking Financial Company (NBFC): 288 companies →Kreon Finnancial Services against the typical company in its industry. The rank is out of the companies that report each figure; green means the better quarter of the pack, red the worse quarter.
- Valuation (P/E)966 against a typical 22.5: pricier than most peers (1st = cheapest).276th of 284
- Sales growth+44.9% against a typical +18.3% from a year earlier.84th of 259
- Profit growth+17% against a typical +20.2% from a year earlier.112th of 214
- Share price, 3 months+15.7% against a typical −4.2%.50th of 258
- Size₹ 192.1 Cr. market value against a typical ₹ 43 Cr. (1st = largest).71st of 269
Financials
Consolidated figures in ₹ crore.
| ₹ Cr. | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 4 | 4 | 5 | 5 | 6 | 6 | 7 | 10 | 10 | 10 | 10 | 15 |
| Interest | 0 | 0 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 0 | 1 |
| Expenses | 2 | 6 | 4 | 5 | 5 | 10 | 8 | 6 | 7 | 8 | 10 | 9 |
| Financing Profit | 2 | −2 | 0 | −0 | 0 | −5 | −2 | 3 | 2 | 1 | −1 | 5 |
| Financing Margin % | 43.5% | −44.8% | 3.5% | −8.1% | 2.9% | −72.3% | −24% | 32.9% | 23.8% | 8.9% | −5.9% | 31.4% |
| Other Income | 0 | 0 | 0 | 1 | 1 | 1 | 1 | 2 | 1 | 1 | 2 | 1 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 1 | −2 | 0 | 0 | 0 | −4 | −1 | 5 | 3 | 1 | 1 | 5 |
| Tax % | 25.3% | −25.4% | 58.6% | −40% | 68.8% | −6.3% | 5.3% | 22.3% | 28.1% | 23.2% | 56.1% | 18.3% |
| Net Profit | 1 | −1 | 0 | 0 | 0 | −4 | −1 | 4 | 2 | 1 | 0 | 4 |
| EPS in Rs | 0.54 | −0.73 | 0.06 | 0.1 | 0.08 | −1.84 | −0.39 | 1.86 | 1.01 | 0.53 | 0.18 | 2.18 |
Growth and returns
Compounded yearly rates over each period.
- 10 Years
- 50%
- 5 Years
- 91%
- 3 Years
- 65%
- TTM
- 50%
- 10 Years
- 80%
- 5 Years
- 76%
- 3 Years
- 17%
- TTM
- 1,460%
- 10 Years
- 27%
- 5 Years
- 61%
- 3 Years
- 25%
- TTM
- —
- 10 Years
- 4%
- 5 Years
- 9%
- 3 Years
- 4%
- TTM
- —
P/E and EPS over time
Daily P/E and trailing 12-month EPS. EPS updates with each result.
Peers
Listed companies in the same business.
| Kreon Finnancial Services | ₹ 100.97 | ₹ 192 Cr. | 966x | 5.3x | 22% | — |
| Bajaj Finance | ₹ 927.00 | ₹ 5,77,146 Cr. | 25x | 5.8x | 18.1% | 23.7% |
| Shriram Finance | ₹ 867.00 | ₹ 2,04,004 Cr. | 13.9x | 3x | 16.4% | 20.9% |
| Jio Financial Services | ₹ 205.00 | ₹ 1,35,364 Cr. | 95.5x | 1.2x | — | 49.8% |
| Tata Capital | ₹ 307.05 | ₹ 1,30,358 Cr. | 20.5x | 3.3x | 12.3% | 16% |
| Power Finance Corporation | ₹ 316.00 | ₹ 1,04,283 Cr. | 5.4x | 1x | 20.7% | 29.1% |
Management
- Jaijash Tatia
- Executive Chairman of the Board, Joint Managing Director
- Shoba Nahar
- Chief Financial Officer
- Niharika Goyal
- Compliance Officer, Company Secretary
- Henna Jain
- Joint Managing Director, Executive Director
- Riddhi Lunkad
- Chief Strategy Officer
Prices are delayed and for information only. Nothing on this page is investment advice.