DCB Bank
- Market cap
- ₹ 6,490 Cr.
- P/E
- 7.3x
- P/B
- 1.02x
- 52-week range
- 154.18 – 234.8
- ROE
- 12%
- Dividend yield
- 0.7%
- Debt / equity
- 1.03
- Sector
- Banks
- Industry
- Private Sector Bank
- Listed on
- NSE, BSE
About
DCB Bank Limited is an India-based scheduled commercial bank. The Company provides banking and financial services. Its segments include Treasury Operations, Corporate/Wholesale Banking, Retail Banking and Other Banking Operations. The Treasury segment includes all financial markets activities undertaken on behalf of its customers, proprietary trading, maintenance of reserve requirements and resource mobilization from other banks and financial institutions. The Corporate/Wholesale Banking segment includes lending, deposit taking, and other services offered to corporate customers. The Retail Banking segment includes lending, deposit taking, and other services offered to retail customers. The Other Banking Operations segment includes para banking activities like third party product distribution, merchant banking and others. It provides banking services to the self-employed and small business segments, comprising business loans against property, working capital loans, and others.
Quick check
The five things to look at first. Open one for more.
Compared with its industry
Private Sector Bank: 20 companies →DCB Bank against the typical company in its industry. The rank is out of the companies that report each figure; green means the better quarter of the pack, red the worse quarter.
- Valuation (P/E)7.3 against a typical 12.2: cheaper than most peers (1st = cheapest).2nd of 20
- Sales growth+12.5% against a typical +16.2% from a year earlier.16th of 20
- Profit growth+28.3% against a typical +34.9% from a year earlier.11th of 19
- Share price, 3 months−0.3% against a typical −5.9%.6th of 20
- Size₹ 6,490.1 Cr. market value against a typical ₹ 32,210 Cr. (1st = largest).15th of 17
Latest announcements
Exchange filings and their impact on the company.
- DCB Bank's corporate/SME head resigned; internal leaders to take over institutional, credit and compliance roles from Nov 2.
DCB Bank said Mr. Jayaram Vishwanath, Head of Corporate Banking, Construction Finance & SME, resigned to pursue an outside opportunity and will leave on November 10, 2026. On the Nomination and Remuneration Committee's recommendation, the board on October 23, 2026 approved internal moves effective November 2, 2026: Chief Credit Officer Abhijit Bose becomes Head-Institutional Business, Chief Compliance Officer Manoj Joshi becomes Chief Credit Officer, and Deputy-CCO Shankershan Vasisth becomes Chief Compliance Officer for 3 years to November 1, 2029. The bank expects continuity from internal succession with no change in strategy disclosed.
Credit ratings
Every rating action on file, newest first, including reaffirmations. Open a row for the agency's reasoning. All credit rating updates
High safety
Rated AA- by 2 agencies- All agencies agree and none has raised a warning.
| Agency | Current rating | Outlook | As of |
|---|---|---|---|
| CARE | CARE AA- | Stable | 7 Jul 2026 |
| CRISIL | Crisil AA- | Stable | 21 Jan 2026 |
| Rating | Details | |||||
|---|---|---|---|---|---|---|
| 7 Jul 2026 | Reaffirmed | CARE AA- | — | CARE | ₹ 2,800 Cr. | |
| 21 Jan 2026 | Reaffirmed | Crisil AA- | — | CRISIL | ₹ 3,050 Cr. | |
| 22 Dec 2025 | Reaffirmed | CARE AA- | — | CARE | ₹ 2,300 Cr. |
Board meetings
Results dates and other board meetings. Full calendar
| Details | ||
|---|---|---|
| 23 Oct 2026 | Financial Results | To consider and approve the financial results for the period ended September 30, 2026 |
| 24 Jul 2026 | Financial Results | To consider and approve the financial results for the period ended Jun 30, 2026 |
| 24 Apr 2026 | Financial Results/Dividend/Fund Raising | To consider and approve the financial results for the period ended March 31, 2026, dividend and Fund Raising |
| 23 Jan 2026 | Financial Results | To consider and approve the financial results for the period ended December 31, 2025 |
| 17 Oct 2025 | Financial Results | To consider and approve the financial results for the period ended September 30, 2025 |
| 31 Jul 2025 | Financial Results | To consider and approve the financial results for the period ended Jun 30, 2025 |
Financials
Standalone figures in ₹ crore.
| ₹ Cr. | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1,374 | 1,445 | 1,489 | 1,568 | 1,671 | 1,742 | 1,814 | 1,823 | 1,861 | 1,907 | 1,984 | 2,050 |
| Interest | 900 | 937 | 993 | 1,059 | 1,128 | 1,184 | 1,233 | 1,227 | 1,236 | 1,252 | 1,300 | 1,352 |
| Expenses | 427 | 434 | 463 | 504 | 523 | 539 | 605 | 539 | 597 | 594 | 593 | 630 |
| Financing Profit | 47 | 73 | 34 | 5 | 20 | 19 | −24 | 57 | 27 | 62 | 91 | 69 |
| Financing Margin % | 3% | 5% | 2% | 0% | 1% | 1% | −1% | 3% | 1% | 3% | 5% | 3% |
| Other Income | 124 | 136 | 143 | 205 | 184 | 219 | 236 | 186 | 221 | 212 | 196 | 249 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 171 | 210 | 177 | 210 | 204 | 238 | 212 | 243 | 249 | 273 | 287 | 318 |
| Tax % | 26% | 26% | 26% | 26% | 26% | 26% | 26% | 24% | 26% | 25% | 26% | 26% |
| Net Profit | 127 | 156 | 131 | 155 | 151 | 177 | 157 | 184 | 185 | 206 | 213 | 236 |
| EPS in Rs | 4.06 | 4.98 | 4.19 | 4.96 | 4.83 | 5.63 | 5 | 5.84 | 5.74 | 6.39 | 6.62 | 7.34 |
| Gross NPA % | 3.4% | 3.2% | 3.3% | 3.3% | 3.1% | 3% | 3% | 2.9% | 2.7% | 2.5% | 2.4% | 2.3% |
| Net NPA % | 1.2% | 1.1% | 1.2% | 1.2% | 1.2% | 1.1% | 1.2% | 1.2% | 1.1% | 0.9% | 0.8% | 0.7% |
Growth and returns
Compounded yearly rates over each period.
- 10 Years
- 16%
- 5 Years
- 16%
- 3 Years
- 21%
- TTM
- 11%
- 10 Years
- 14%
- 5 Years
- 17%
- 3 Years
- 16%
- TTM
- 25%
- 10 Years
- 4%
- 5 Years
- 16%
- 3 Years
- 18%
- TTM
- —
- 10 Years
- 11%
- 5 Years
- 11%
- 3 Years
- 12%
- TTM
- —
P/E and EPS over time
Daily P/E and trailing 12-month EPS. EPS updates with each result.
Peers
Listed companies in the same business.
| DCB Bank | ₹ 191.90 | ₹ 6,490 Cr. | 7.3x | 1x | 12% | — |
| HDFC Bank | ₹ 692.10 | ₹ 10,66,990 Cr. | 16.5x | 2.2x | 13.7% | 25.6% |
| ICICI Bank | ₹ 1,395.00 | ₹ 10,01,336 Cr. | 19.3x | 2.9x | 16% | 25.9% |
| State Bank of India | ₹ 957.00 | ₹ 8,83,384 Cr. | 11.8x | 1.6x | 15.4% | 21.4% |
| Kotak Mahindra Bank | ₹ 430.10 | ₹ 4,27,849 Cr. | 20.2x | 2.1x | 11.4% | 24.5% |
| Union Bank of India | ₹ 178.50 | ₹ 1,36,260 Cr. | 6.6x | 1x | 15.8% | 33.2% |
Management
- Praveen Achuthan Kutty
- Chief Executive Officer, Managing Director, Executive Director
- Ravi Kumar Vadlamani
- Chief Financial Officer
- Murali Mohan Rao Manduva
- Chief Technology Officer
- Rubi Chaturvedi
- Company Secretary and Compliance Officer
- Manoj Joshi
- Chief Compliance Officer
- Mahesh Raman Kutty
- Chief Risk Officer
- Krishnan Sridhar Seshadri
- Whole Time Director
- Ajit Kumar Singh
- Head Treasury, Financial Institutions Group and Chief Investor Relationship (CIRO)
Prices are delayed and for information only. Nothing on this page is investment advice.