DCB Bank

NSE: DCBBANKBSE: 532772
Compare with peers
₹ 191.90▼ 3 (−1.54%)28 Oct, 03:29 pm IST
Market cap
₹ 6,490 Cr.
P/E
7.3x
P/B
1.02x
52-week range
154.18 – 234.8
ROE
12%
Dividend yield
0.7%
Debt / equity
1.03
Sector
Banks
Industry
Private Sector Bank
Listed on
NSE, BSE

About

DCB Bank Limited is an India-based scheduled commercial bank. The Company provides banking and financial services. Its segments include Treasury Operations, Corporate/Wholesale Banking, Retail Banking and Other Banking Operations. The Treasury segment includes all financial markets activities undertaken on behalf of its customers, proprietary trading, maintenance of reserve requirements and resource mobilization from other banks and financial institutions. The Corporate/Wholesale Banking segment includes lending, deposit taking, and other services offered to corporate customers. The Retail Banking segment includes lending, deposit taking, and other services offered to retail customers. The Other Banking Operations segment includes para banking activities like third party product distribution, merchant banking and others. It provides banking services to the self-employed and small business segments, comprising business loans against property, working capital loans, and others.

Quick check

The five things to look at first. Open one for more.

Compared with its industry

Private Sector Bank: 20 companies →

DCB Bank against the typical company in its industry. The rank is out of the companies that report each figure; green means the better quarter of the pack, red the worse quarter.

  • Valuation (P/E)7.3 against a typical 12.2: cheaper than most peers (1st = cheapest).2nd of 20
  • Sales growth+12.5% against a typical +16.2% from a year earlier.16th of 20
  • Profit growth+28.3% against a typical +34.9% from a year earlier.11th of 19
  • Share price, 3 months−0.3% against a typical −5.9%.6th of 20
  • Size₹ 6,490.1 Cr. market value against a typical ₹ 32,210 Cr. (1st = largest).15th of 17

Latest announcements

Exchange filings and their impact on the company.

  • 23 Oct 2026Outcome of Board MeetingLow impactNeutralPrice −3.7% on 26 Oct
    DCB Bank's corporate/SME head resigned; internal leaders to take over institutional, credit and compliance roles from Nov 2.

    DCB Bank said Mr. Jayaram Vishwanath, Head of Corporate Banking, Construction Finance & SME, resigned to pursue an outside opportunity and will leave on November 10, 2026. On the Nomination and Remuneration Committee's recommendation, the board on October 23, 2026 approved internal moves effective November 2, 2026: Chief Credit Officer Abhijit Bose becomes Head-Institutional Business, Chief Compliance Officer Manoj Joshi becomes Chief Credit Officer, and Deputy-CCO Shankershan Vasisth becomes Chief Compliance Officer for 3 years to November 1, 2029. The bank expects continuity from internal succession with no change in strategy disclosed.

    Filing

Credit ratings

Every rating action on file, newest first, including reaffirmations. Open a row for the agency's reasoning. All credit rating updates

High safety

Rated AA- by 2 agencies
AA-
DefaultRiskyModerateSafeVery safe
  • All agencies agree and none has raised a warning.
AgencyCurrent ratingOutlookAs of
CARECARE AA-Stable7 Jul 2026
CRISILCrisil AA-Stable21 Jan 2026
Credit rating actions
RatingDetails
7 Jul 2026
Reaffirmed
CARE AA-—CARE₹ 2,800 Cr.
21 Jan 2026
Reaffirmed
Crisil AA-—CRISIL₹ 3,050 Cr.
22 Dec 2025
Reaffirmed
CARE AA-—CARE₹ 2,300 Cr.

Board meetings

Results dates and other board meetings. Full calendar

Details
23 Oct 2026Financial ResultsTo consider and approve the financial results for the period ended September 30, 2026
24 Jul 2026Financial ResultsTo consider and approve the financial results for the period ended Jun 30, 2026
24 Apr 2026Financial Results/Dividend/Fund RaisingTo consider and approve the financial results for the period ended March 31, 2026, dividend and Fund Raising
23 Jan 2026Financial ResultsTo consider and approve the financial results for the period ended December 31, 2025
17 Oct 2025Financial ResultsTo consider and approve the financial results for the period ended September 30, 2025
31 Jul 2025Financial ResultsTo consider and approve the financial results for the period ended Jun 30, 2025

Share price

1Y change +20.38%
0 of 1 filing day came with a big price move
Volume (shares)Price (₹)
Close price

Financials

Standalone figures in ₹ crore.

Quarterly results
₹ Cr.Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Sep 2026
Revenue1,3741,4451,4891,5681,6711,7421,8141,8231,8611,9071,9842,050
Interest9009379931,0591,1281,1841,2331,2271,2361,2521,3001,352
Expenses427434463504523539605539597594593630
Financing Profit47733452019−245727629169
Financing Margin %3%5%2%0%1%1%−1%3%1%3%5%3%
Other Income124136143205184219236186221212196249
Depreciation000000000000
Profit before tax171210177210204238212243249273287318
Tax %26%26%26%26%26%26%26%24%26%25%26%26%
Net Profit127156131155151177157184185206213236
EPS in Rs4.064.984.194.964.835.6355.845.746.396.627.34
Gross NPA %3.4%3.2%3.3%3.3%3.1%3%3%2.9%2.7%2.5%2.4%2.3%
Net NPA %1.2%1.1%1.2%1.2%1.2%1.1%1.2%1.2%1.1%0.9%0.8%0.7%

Growth and returns

Compounded yearly rates over each period.

Compounded Sales Growth
10 Years
16%
5 Years
16%
3 Years
21%
TTM
11%
Compounded Profit Growth
10 Years
14%
5 Years
17%
3 Years
16%
TTM
25%
Stock Price CAGR
10 Years
4%
5 Years
16%
3 Years
18%
TTM
—
Return on Equity
10 Years
11%
5 Years
11%
3 Years
12%
TTM
—

Shareholding

Latest: Sep 2026.

Promoters
16.22%
+1.56 pts in a year
FIIs
15.47%
+4.98 pts in a year
DIIs
30.4%
−1.53 pts in a year
Public
37.91%
−5 pts in a year

P/E and EPS over time

Daily P/E and trailing 12-month EPS. EPS updates with each result.

P/E 7.3xEPS (12 months) ₹ 26.09Median P/E 12.6x
P/E (times)EPS (₹)

Peers

Listed companies in the same business.

Peer comparison
DCB Bank₹ 191.90₹ 6,490 Cr.7.3x1x12%—
HDFC Bank₹ 692.10₹ 10,66,990 Cr.16.5x2.2x13.7%25.6%
ICICI Bank₹ 1,395.00₹ 10,01,336 Cr.19.3x2.9x16%25.9%
State Bank of India₹ 957.00₹ 8,83,384 Cr.11.8x1.6x15.4%21.4%
Kotak Mahindra Bank₹ 430.10₹ 4,27,849 Cr.20.2x2.1x11.4%24.5%
Union Bank of India₹ 178.50₹ 1,36,260 Cr.6.6x1x15.8%33.2%

Management

Praveen Achuthan Kutty
Chief Executive Officer, Managing Director, Executive Director
Ravi Kumar Vadlamani
Chief Financial Officer
Murali Mohan Rao Manduva
Chief Technology Officer
Rubi Chaturvedi
Company Secretary and Compliance Officer
Manoj Joshi
Chief Compliance Officer
Mahesh Raman Kutty
Chief Risk Officer
Krishnan Sridhar Seshadri
Whole Time Director
Ajit Kumar Singh
Head Treasury, Financial Institutions Group and Chief Investor Relationship (CIRO)

Prices are delayed and for information only. Nothing on this page is investment advice.