Bank of India

Quick check

The five things to look at first. Open one for more.

• DebtHigh safetyRated AAA to AA+ by 7 agencies.
• ResultsGrowingIn the Sep 2026 quarter, sales rose 15% and profit rose 29% from a year earlier.
• DilutionNo new sharesNo new shares issued in the last year, so existing shareholders' slices were not cut.
• PromotersSteadyThe promoters (founders or parent) own 73% of the company, about the same as in Sep 2025.
• ValuationCheap vs its pastThe share trades at 4.8 times its yearly earnings (P/E), cheaper than 100% of the time in the last 5 years. Its usual P/E is about 7.

Bank of India against the typical company in its industry. The rank is out of the companies that report each figure; green means the better quarter of the pack, red the worse quarter.

• Valuation (P/E)4.8 against a typical 7: cheaper than most peers (1st = cheapest).1st of 12
• Sales growth+15.4% against a typical +12.3% from a year earlier.3rd of 12
• Profit growth+28.5% against a typical +23.7% from a year earlier.5th of 12
• Share price, 3 months−3.5% against a typical −5.1%.5th of 12
• Size₹ 59,662.7 Cr. market value against a typical ₹ 59,662.7 Cr. (1st = largest).6th of 11

Exchange filings and their impact on the company.

• 23 Oct 2026Outcome of Board MeetingHigh impactVery positivePrice −3.6% on 26 Oct
  Q2 FY27 profit up 25% YoY with sharp asset-quality improvement and 21% loan growth signals sustained earnings momentum.

  Bank of India reported Q2 FY27 standalone net profit of Rs 3,202 crore, up 25% from Rs 2,555 crore a year ago, on total income of Rs 23,999 crore, up 16%. Half-year profit was Rs 6,270 crore, up 30%. Asset quality improved sharply with gross NPA down to 1.60% from 2.54% and net NPA to 0.42%, while advances grew over 21% to Rs 8.45 lakh crore and capital adequacy strengthened to 17.78%.

  Full analysisFiling
• 12 Oct 2026UpdatesLow impactNeutralPrice +0.7% on 13 Oct
  Rs 575 crore Future Enterprises fraud already fully provided for, so no fresh financial hit.

  Bank of India reported a Rs 575.40 crore non-performing loan to Future Enterprise Ltd as fraud to the RBI on 12 October 2026. The bank said it already holds Rs 575.40 crore provision against the account, i.e. 100% cover. With full provisioning already made, there is no new charge expected from this account.

  Full analysisFiling
• 7 Oct 2026UpdatesLow impactPositivePrice −0.9% on 8 Oct
  Bank of India raised its repo-linked lending rate by 25 bps to 8.35%, giving a small lift to interest income.

  Bank of India said its Repo Based Lending Rate will rise to 8.35% from 8.10% with immediate effect from 7 October 2026. The 25 bps increase follows the RBI raising the repo rate to 5.50% from 5.25%, while the bank's markup stays at 2.85%. This means repo-linked borrowers pay more interest, which should modestly support the bank's interest income and margins over the next year.

  Full analysisFiling

Results dates and other board meetings. Full calendar

Compounded yearly rates over each period.

Listed companies in the same business.

Rajneesh Karnatak

Chief Executive Officer, Managing Director, Executive Director

B. Kumar

Chief Financial Officer, General Manager

Satyendra Singh

Chief General Manager

Pramod Kumar Dwibedi

Executive Director

Subrat Kumar

Executive Director

Rajiv Mishra

Executive Director

P.R. Rajagopal

Executive Director

Lalit Taneja

Chief Vigilance Officer