Esaar India Ltd
- Market cap
- ₹ 86 Cr.
- P/E
- 2.8x
- P/B
- 0.62x
- 52-week range
- 6.28 – 13.53
- ROE
- 35%
- ROCE
- 31%
- Dividend yield
- 0%
- Debt / equity
- 1.19
- Sector
- Commercial Services & Supplies
- Industry
- Diversified Commercial Services
- Listed on
- BSE
About
Esaar (India) Limited is an India-based non-banking financial company engaged in providing asset finance. The Company's business includes retail credit and startup loan. Its retail credit business includes home loans, business loans, personal loans, education, vehicle loans, agri and rural financing, demand loans, loans against securities, project loans, lease rental discounting, loans against property and commercial property loans. The Company's startup loan business includes startup loans, mentorship and seed funding. It offers home loan solutions to its customers for the construction, purchase, repair and renovation of residential units. It offers a range of customized business loan solutions suited for its customer's business requirements. Its agri-and rural financing product covers farmer funding, loans for agri-traders and processors, food processing firms, crop loans and horticulture loans, and others. It offers two types of loans to startups: unsecured loans and secured loans.
Quick check
The five things to look at first. Open one for more.
Compared with its industry
Diversified Commercial Services: 149 companies →Esaar India Ltd against the typical company in its industry. The rank is out of the companies that report each figure; green means the better quarter of the pack, red the worse quarter.
- Valuation (P/E)2.8 against a typical 20: cheaper than most peers (1st = cheapest).2nd of 139
- Sales growth+220.9% against a typical +14.1% from a year earlier.18th of 115
- Share price, 3 months+11.7% against a typical −8.9%.26th of 121
- Size₹ 86 Cr. market value against a typical ₹ 68.8 Cr. (1st = largest).58th of 128
Financials
Standalone figures in ₹ crore.
| ₹ Cr. | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 4 | 1 | 0 | 6 | 5 | 1 | 3 | 2 | 15 | 3 | 21 | 6 |
| Expenses | 1 | 2 | 5 | 4 | 21 | 1 | 1 | 16 | 0 | −1 | 15 | 3 |
| Operating Profit | 4 | −1 | −4 | 2 | −16 | −0 | 1 | −14 | 14 | 4 | 7 | 3 |
| OPM % | 83.3% | −165.8% | −915.2% | 32.5% | −342.6% | −0.7% | 45.6% | −704.6% | 97.4% | 152% | 32% | 52.9% |
| Other Income | 0 | 0 | 9 | 1 | 16 | 0 | 0 | 0 | 0 | 0 | 13 | 2 |
| Interest | 2 | 2 | 1 | 1 | 1 | 0 | 3 | 3 | 5 | 3 | −1 | 3 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 1 | −3 | 4 | 2 | −1 | −0 | −2 | −17 | 10 | 2 | 22 | 2 |
| Tax % | 0% | 3.9% | 29.6% | 4.7% | −2.3% | 16.7% | 32.5% | 0% | −23.7% | 651.9% | −15.8% | 6.3% |
| Net Profit | 1 | −3 | 3 | 1 | −1 | −1 | −2 | −17 | 12 | −9 | 25 | 2 |
| EPS in Rs | 0.65 | −1.56 | 1.38 | 0.7 | −0.43 | −0.28 | −1.1 | −8.37 | 5.79 | −4.21 | 12.23 | 0.81 |
Growth and returns
Compounded yearly rates over each period.
- 10 Years
- 26%
- 5 Years
- 12%
- 3 Years
- 28%
- TTM
- 321%
- 10 Years
- 20%
- 5 Years
- 48%
- 3 Years
- 35%
- TTM
- 244%
- 10 Years
- 1%
- 5 Years
- 35%
- 3 Years
- 39%
- TTM
- —
- 10 Years
- 15%
- 5 Years
- 20%
- 3 Years
- 9%
- TTM
- —
P/E and EPS over time
Daily P/E and trailing 12-month EPS. EPS updates with each result.
Peers
Listed companies in the same business.
| Esaar India Ltd | ₹ 10.30 | ₹ 86 Cr. | 2.8x | 0.6x | 35% | — |
| ICICI Prudential Asset Management Company Ltd | ₹ 2,655.00 | ₹ 1,30,928 Cr. | 46.9x | 37.1x | — | 56% |
| HDFC Asset Management Company | ₹ 2,250.00 | ₹ 96,542 Cr. | 37.7x | 11.7x | — | 69.3% |
| Nippon Life India Asset Management | ₹ 922.10 | ₹ 59,010 Cr. | 46.7x | 15.2x | — | 57% |
| Multi Commodity Exchange Of India | ₹ 3,017.00 | ₹ 76,931 Cr. | 52.7x | 16.6x | 37.9% | 57.8% |
| Motilal Oswal Financial Services | ₹ 925.00 | ₹ 55,715 Cr. | 30x | 4.4x | 15.6% | 21.2% |
Management
- Dipesh B. Mistri
- Chief Financial Officer
- Anita Agarwal
- Whole-Time Company Secretary and Compliance Officer
- Raghvendra Kumar
- Executive Whole Time Director
- Shruti Rahul Joshi
- Executive Director
- Shivanshu Pandey
- Executive Director
- Bipin Dinesh Varma
- Whole-Time Director
Prices are delayed and for information only. Nothing on this page is investment advice.